in

Local Car Insurance Companies In Baton Rouge

Local Auto Insurance Agents & Providers in Baton Rouge, Louisiana

  • Auto Insurance Rates as Low as $19/Month
  • Save Time & Money With SMARTWAY™ Rate Comparison From Top Carriers
  • Compare Insurance Multiple Rates in Under 2 Minutes
  • Start Saving Today!
  • Take advantage of E-sign, Safe Driver, Pay-in-full, Multi-Car and other Discounts
  • Fast, easy and reliable claims service available 24 hours a day
  • Bundle your auto and home policies for additional savings

Auto Insurance Agents in Baton Rouge, LA

AAA Insurance

Part of: Aaa Insurance

5454 Bluebonnet Blvd Baton Rouge , LA 70809 Get Directions

Weekday not specified 24 hour Access

Additional Information See a problem?

Specialties:

AAA Membership Discounts – AAA Memberships Discounts – Access to 24-Hour Claims Information – Competitive Rates With Great Service – Competitive Rates With Great Service AAA Membership Discounts Knowledgeable Agents – Full Service Office – Knowledgeable Agents

Categories:

Insurance, Travel & Tourism

Insurance, Insurance Independent Agents, Insurance Automobile, Travel & Tourism

ABC Agencies

12230 Florida Blvd Baton Rouge , LA 70815 Get Directions

Monday to Friday 9:00 am to 5:00 pm Open Now

Additional Information See a problem?

Categories:

Insurance, Insurance Motorcycle

Abc Insurance Agencies

5223 Government St Baton Rouge , LA 70806 Get Directions

Monday to Friday 9:00 am to 5:00 pm Open Now

Additional Information See a problem?

Specialties:

25+ Years of Stability – ABC Agents Are Experts – ABC Costs You Less – ABC Is Reliable – ABC Shops for Your – ABC Works Your Way – Affordable Health & Life Insurance – Affordable Monthly Payments – ATV Vehicle – Buy Over The Phone – Call for A Quote Now – Defensive Driver – EFT – for Great Low Rates On Auto – Friendly Service – Good River – Imperial – Insure Everything With ABC – It’s As Easy As ABC – It’s Never Been Easier to Shop & Save On Insurance – Licensed Professionals Will Explain Your Options – Low Cost Insurance Experts – Low Down Payments – Motorhome – Multi Policy – Multi-Car – Multi-Policy – National Flood Insurance Program – Online or Stop by One of Our Friendly Area Offices – Paid In Full – Paperles – Paperless – Prior Insurance – Property & Small Business – Quotes In Just Minutes – Save Even More With The Following Discounts Multi-Car – Terrific

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile, Insurance Homeowners, Insurance Motorcycle

ABC Insurance Agencies

7171 Airline Hwy Baton Rouge , LA 70805 Get Directions

Monday to Friday 9:00 am to 5:00 pm Open Now

Additional Information See a problem?

Visa, Master Card, Discover

Specialties:

Affordable Monthly Payments – ATV Vehicle – Defensive Driver – EFT – for Great Low Rates On Auto – Friendly Service – Imperial – Low Cost Insurance Experts – Low Down Payments – Motorhome – Multi-Car – Multi-Policy – National Flood Insurance Program – Paid In Full – Paperless – Prior Insurance – Quotes In Just Minutes – Terrific

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile, Insurance Motorcycle

ABC Insurance Agencies

12330 Florida Blvd Baton Rouge , LA 70815 Get Directions

Monday to Friday 9:00 am to 5:00 pm Open Now

Additional Information See a problem?

Specialties:

$15 Off Title Transfers – $15 Off Title Transfers 1st Time Customers – $5 Off Notary Special – $5 Off Notary Special Simple Documents – & Driver’s License – 25+ Years of Stability – A Better Choice for Insurance – ABC Agents Are Experts – ABC Costs You Less – ABC Insurance Offers More Than Car Insurance – ABC Is Reliable – ABC Shops for Your – ABC Works Your Way – Affordable Health & Life Insurance – Affordable Insurance After One DUI Is Possible – Affordable Monthly Payments – At Select Locations – ATV Service – ATV Vehicle – Buy Over The Phone – Call for A Quote Now – Call Today and Start Saving Money – Defense Driver – Defensive Driver – Defensive Driver Paid In Full – Driver’s License – Driver’s License Renewals – EFT – Fast Instant Insurance Quotes – Fast Online Quotes – for Great Low Rates On – for Great Low Rates On Auto – for Great Low Rates On: – Friendly Service – Good River – Hablo Espanol – Imperial Fire & Casualty – Instant Insurance Quotes – Insure Everything – Insure Everything With ABC – It’s

Categories:

Insurance, Automobile – Repairs & Services, Public & Social Services

Insurance, Insurance Independent Agents, Insurance Automobile, Insurance Homeowners, Automobile Tags & Titles, Notaries Public Services

ABC Insurance Agencies

11420 Airline Hwy Baton Rouge , LA 70816 Get Directions

Monday to Friday 9:00 am to 5:00 pm Open Now

Additional Information See a problem?

Visa, Master Card, Discover

Specialties:

& Driver’s License – 25+ Years of Stability – A Better Choice for Insurance – ABC Insurance Offers More Than Car Insurance – Affordable Health & Life Insurance – Affordable Insurance After One DUI Is Possible – Affordable Monthly Payments – At Select Locations – ATV Vehicle – Buy Over The Phone – Call for A Quote Now – Call Today and Start Saving Money – Defense Driver – Defensive Driver – Defensive Driver Paid In Full – EFT – Fast Instant Insurance Quotes – for Great Low Rates On – for Great Low Rates On Auto – for Great Low Rates On: – Friendly Area Offices – Friendly Service – Good River – Imperial Fire & Casualty – Instant Insurance Quotes – Insure Everything – It’s As Easy As ABC – It’s Never Been Easier to Shop & Save On Insurance – Kemper Specialty – Low Cost Insurance Experts – Low Down Payments – Mobile Home Camper – Motorhome – Multi Policy – Multi-Car – Multi-Policy – National Flood Insurance Program – National Food Insurance Program – National General – Nationalgeneral – Online – Online or Stop by

Categories:

Insurance, Automobile – Repairs & Services, Public & Social Services

Insurance, Flood Insurance, Insurance Independent Agents, Insurance Automobile, Insurance Homeowners, Life Insurance, Automobile Tags & Titles, Notaries Public Services

ABC Insurance Agencies

4319 Airline Hwy Baton Rouge , LA 70805 Get Directions

Monday to Friday 9:00 am to 5:00 pm Open Now

Additional Information See a problem?

Visa, Master Card, Discover

Specialties:

& Driver’s License – 25+ Years of Stability – A Better Choice for Insurance – ABC Agents Are Experts – ABC Costs You Less – ABC Insurance Offers More Than Car Insurance – ABC Is Reliable – ABC Shops for Your – ABC Works Your Way – Affordable Health & Life Insurance – Affordable Insurance After One DUI Is Possible – Affordable Monthly Payments – At Select Locations – ATV Vehicle – Buy Over The Phone – Call for A Quote Now – Call Today and Start Saving Money – Defense Driver – Defensive Driver – Defensive Driver Paid In Full – Driver’s License Renewals – EFT – Fast Instant Insurance Quotes – Fast Online Quotes – for Great Low Rates On – for Great Low Rates On Auto – for Great Low Rates On: – Friendly Service – Good River – Imperial – Imperial Fire & Casualty – Instant Insurance Quotes – Insure Everything – Insure Everything With ABC – It’s As Easy As ABC – It’s Never Been Easier to Shop & Save On Insurance – Kemper Specialty – License Renewalls – Licensed Professionals Will Explain Your Options – Low Cost Insur

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile, Insurance Homeowners

ABC Insurance Agencies

4391 Airline Hwy Baton Rouge , LA 70805 Get Directions

Additional Information See a problem?

Specialties:

Affordable Health & Life Insurance – Affordable Monthly Payments – Friendly Service – Low Down Payments – Property & Small Business – Quotes In Just Minutes – Terrific

Categories:

Insurance Independent Agents, Insurance Automobile

Allstate Insurance

Part of: Allstate Insurance Companies

8676 Goodwood Blvd Baton Rouge , LA 70806 Get Directions

Monday to Friday 9:00 am to 5:00 pm Open Now

Additional Information See a problem?

Specialties:

24 Hour Sales & Service – Allstate Insurance – Call to Find A Local Agent – Get A Free Quote – Local Agents – Retirement

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile

Allstate Insurance

Part of: Allstate Insurance Companies

4606 Jones Creek Rd Baton Rouge , LA 70817 Get Directions

24 hour service Open Now

Additional Information See a problem?

Specialties:

24 Hour Sales & Service – Allstate Insurance – and More – Call One of These Allstate Agents Today to Learn How They CAN Help You Save – Call to Find A Local Agent – Easy Pay – Get A Free Quote – Good Student – Insuring Car & Home – Local Agents – Multi-Policy – New Car – Retirement – Safe Driving – Signing Up Early – We CAN Help You Get The Right Coverage and Discounts You Deserve – We CAN Help You Get The Right Coverage and The Discounts You Deserve Insuring Car & Home

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile

Allstate Insurance

Part of: Allstate Insurance Companies

S. 5614 Sherwood Forest Blvd Baton Rouge , LA 70816 Get Directions

24 hour service Open Now

Additional Information See a problem?

Specialties:

24 Hour Sales & Service – Allstate Insurance – Get A Free Quote – Good Student – Insuring Car & Home – New Car – Retirement – Safe Driving – Signing Up Early – We CAN Help You Get The Right Coverage and Discounts You Deserve

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile

Allstate Insurance

Part of: Allstate Insurance Companies

8122 Greenwell Springs Rd Baton Rouge , LA 70814 Get Directions

24 hour service Open Now

Additional Information See a problem?

Specialties:

24 Hour Sales & Service – Allstate Insurance – and More – Call One of These Allstate Agents Today to Learn How They CAN Help You Save – Call to Find A Local Agent – Easy Pay – Get A Free Quote – Good Student – Insuring Car & Home – Local Agents – Multi-Policy – New Car – Premier Agency – Retirement – Safe Driving – Signing Up Early – We CAN Help You Get The Right Coverage and Discounts You Deserve – We CAN Help You Get The Right Coverage and The Discounts You Deserve Insuring Car & Home

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile

Allstate Insurance

Part of: Allstate Insurance Companies

S. 3939 Sherwood Forest Blvd Baton Rouge , LA 70816 Get Directions

24 hour service Open Now

Additional Information See a problem?

Specialties:

24 Hour Sales & Service – Allstate Insurance – and More – Call One of These Allstate Agents Today to Learn How They CAN Help You Save – Call to Find A Local Agent – Easy Pay – Get A Free Quote – Good Student – Insuring Car & Home – Local Agents – Multi-Policy – New Car – Premier Agency – Retirement – Safe Driving – Signing Up Early – We CAN Help You Get The Right Coverage and Discounts You Deserve – We CAN Help You Get The Right Coverage and The Discounts You Deserve Insuring Car & Home

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile

Allstate Insurance

Part of: Allstate Insurance Companies

S. 214 Acadian Thruway Baton Rouge , LA 70806 Get Directions

24 hour service Open Now

Additional Information See a problem?

Specialties:

24 Hour Sales & Service – Allstate Insurance – and More – Call One of These Allstate Agents Today to Learn How They CAN Help You Save – Call to Find A Local Agent – Easy Pay – Get A Free Quote – Good Student – Insuring Car & Home – Local Agents – Multi-Policy – New Car – Premier Agency – Retirement – Safe Driving – Signing Up Early – We CAN Help You Get The Right Coverage and Discounts You Deserve – We CAN Help You Get The Right Coverage and The Discounts You Deserve Insuring Car & Home

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile

Allstate Insurance

Part of: Allstate Insurance Companies

808 Oneal Ln Baton Rouge , LA 70816 Get Directions

Additional Information See a problem?

Specialties:

Good Student – Insuring Car & Home – New Car – Retirement – Safe Driving – Signing Up Early

Categories:

Insurance Independent Agents, Insurance Automobile

Allstate Insurance

Part of: Allstate Insurance Companies

11017 Perkins Rd Baton Rouge , LA 70810 Get Directions

24 hour service Open Now

Additional Information See a problem?

Specialties:

24 Hour Sales & Service – Allstate Insurance – and More – Call One of These Allstate Agents Today to Learn How They CAN Help You Save – Call to Find A Local Agent – Easy Pay – Get A Free Quote – Good Student – Insuring Car & Home – Local Agents – Multi-Policy – New Car – Retirement – Safe Driving – Signing Up Early – We CAN Help You Get The Right Coverage and Discounts You Deserve – We CAN Help You Get The Right Coverage and The Discounts You Deserve Insuring Car & Home

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile

Allstate Insurance

Part of: Allstate Insurance Companies

13702 Coursey Blvd Baton Rouge , LA 70817 Get Directions

24 hour service Open Now

Additional Information See a problem?

Specialties:

Allstate Insurance – and More – Call One of These Allstate Agents Today to Learn How They CAN Help You Save – Easy Pay – Get A Free Quote – Good Student – Insuring Car & Home – Multi-Policy – New Car – Premier Agency – Retirement – Safe Driving – Signing Up Early – We CAN Help You Get The Right Coverage and Discounts You Deserve – We CAN Help You Get The Right Coverage and The Discounts You Deserve Insuring Car & Home

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile

Allstate Insurance

Part of: Allstate Insurance Companies

12047 Old Hammond Hwy Baton Rouge , LA 70816 Get Directions

24 hour service Open Now

Additional Information See a problem?

Visa, Master Card, American Express, Debit

Specialties:

Allstate Insurance – Get A Free Quote – Good Student – Insuring Car & Home – New Car – Retirement – Safe Driving – Signing Up Early – We CAN Help You Get The Right Coverage and Discounts You Deserve

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile

Allstate Insurance

Part of: Allstate Insurance Companies

11924 Coursey Blvd Baton Rouge , LA 70816 Get Directions

24 hour service Open Now

Additional Information See a problem?

Specialties:

24 Hour Sales & Service – Allstate Insurance – Call to Find A Local Agent – Get A Free Quote – Good Student – Insuring Car & Home – Local Agents – New Car – Retirement – Safe Driving – Signing Up Early – We CAN Help You Get The Right Coverage and Discounts You Deserve

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile

Allstate Insurance

Part of: Allstate Insurance Companies

6004 Perkins Rd Baton Rouge , LA 70808 Get Directions

24 hour service Open Now

Additional Information See a problem?

Specialties:

Allstate Insurance – Get A Free Quote – Good Student – Insuring Car & Home – New Car – Retirement – Safe Driving – Signing Up Early – We CAN Help You Get The Right Coverage and Discounts You Deserve

Categories:

Insurance, Insurance Independent Agents, Insurance Automobile

Listings provided by Neustar Localeze
Last updated 05-Jul-2018

Provide Feedback

Was this information helpful?

Thanks! We’re glad we could help you today. Be sure to connect with us on social so we can share even more useful information and tips with you.

Thank you for providing us feedback. We appreciate it!

If you need any additional assistance with your DMV-related task, please contact Customer Care.

Baton Rouge, LA Auto Insurance

YP – The Real Yellow Pages SM – helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. These factors are similar to those you might use to determine which business to select from a local Yellow Pages directory, including proximity to where you are searching, expertise in the specific services or products you need, and comprehensive business information to help evaluate a business’s suitability for you. “Preferred” listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page.

GEICO Insurance Agent

7089 Siegen Ln Ste A, Baton Rouge, LA 70809

  • (225) 295-7675

Direct Auto & Life Insurance

  • (877) 777-3245

State Farm

  • (866) 276-1219

Lohman & Lohman Insurance Services LLC

10124 Jefferson Hwy, Baton Rouge, LA 70809

5454 Bluebonnet Blvd, Baton Rouge, LA 70809

Castello Agency

4257 Church St, Zachary, LA 70791

Allstate Insurance Company

Serving the Baton Rouge area.

Progressive Commercial Vehicle

Serving the Baton Rouge area.

RVInsurance.com

Serving the Baton Rouge area.

Serving the Baton Rouge area.

5454 Bluebonnet Blvd Baton Rouge, LA 70809

From Business: Choosing auto insurance through AAA for its many coverage options, competitive rates, quality service, and convenience is a smart choice. Its affiliate insurers a…

2. Rosalind B. Campbell: Allstate Insurance

8122 Greenwell Springs Rd Baton Rouge, LA 70814

From Business: As a Personal Financial Representative in Baton Rouge, I know many local families. My knowledge and understanding of the people in this community help me provide …

3. Direct Auto & Life Insurance

15151 Florida Blvd Baton Rouge, LA 70819

Get a Free Quote Today!

From Business: Visit your Baton-Rouge Direct Auto & Life Insurance for affordable auto insurance, motorcycle insurance, and term life insurance. At Direct, we work with you to h…

4. Lohman & Lohman Insurance Services LLC

10124 Jefferson Hwy Baton Rouge, LA 70809

From Business: Lohman & Lohman Insurance Services was established in 1983. Being a full-service agency we are dedicated in helping our clients to get the best insurance coverage…

5. Louisiana Gulf Ins Inc

14689 Old Hammond Hwy Baton Rouge, LA 70816

Visit our website lagulfagency.com

Awesome people! Friendly, family atmosphere!

6. Insurance Associates of Baton Rouge, LLC

4041 Government St Baton Rouge, LA 70806

From Business: Commercial, Personal, Life, Health, Auto, Home & Flood Insurance. We would love to help you!

7. Banner Insurance

5559 Plank Rd Baton Rouge, LA 70805

From Business: Protect what matters most to you with Baton Rouge Car, Home, Health, Life & Business insurance. We offer the best combination of competitive rates, coverage and p…

8. Elkins Kelly L Ins Agency Inc

3535 S Sherwood Forest Blvd Ste 269 Baton Rouge, LA 70816

From Business: Kelly Elkins is a third generation State Farm Agent with over 30 years of experience. Call her today for the professionalism and service you deserve to meet all y…

9. Joan Mire – State Farm Insurance Agent

330 Lee Dr Ste A Baton Rouge, LA 70808

The best staff I ever work with Joan knows her product and will go to bat for you!

10. Darnell Browning – State Farm Insurance Agent

5664 Jones Creek Rd Ste A Baton Rouge, LA 70817

The agent and staff always go above & beyond to help with every insurance need. Very genuine and always welcome you with a smile. 🙂

11. Allstate Insurance Agent: Stephen Henry

8676 Goodwood Blvd Ste 303 Baton Rouge, LA 70806

This agency has great service

12. Jim Crane – State Farm Insurance Agent

7285 Highland Rd Baton Rouge, LA 70808

These are these nicest insurance professionals. Best service ever!

13. Allstate Insurance Agent: John Chappetta

13702 Coursey Blvd Ste A Baton Rouge, LA 70817

I am a former employee of John Chappetta’s Hammond office, and was unfairly dismissed without reason after nearly four months. John Chappetta, I be…

14. GEICO Insurance Agent

7089 Siegen Ln Ste A Baton Rouge, LA 70809

From Business: Did you know there’s a local GEICO agent in your area? A lot of people don’t, but it’s true! Mike Long is your Baton Rouge area local GEICO agent and is here to h…

15. Allstate Insurance Agent: Agnes Andrews

214 S Acadian Thruway Baton Rouge, LA 70806

From Business: As a Personal Financial Representative in Baton Rouge, I know many local families. My knowledge and understanding of the people in this community help me provide …

16. Joe Skibinski – State Farm Insurance Agent

1953 Perkins Rd Baton Rouge, LA 70808

From Business: Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

17. Phil McKey – State Farm Insurance Agent

6915 Jefferson Hwy Baton Rouge, LA 70806

From Business: Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

18. Jeremy Jackson – State Farm Insurance Agent

6224 Winbourne Ave Baton Rouge, LA 70805

From Business: Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

19. Allstate Insurance Agent: Debbie Richard

1680 Lobdell Ave Ste D Baton Rouge, LA 70806

From Business: For a big city and state capital, Baton Rouge, or “Red Stick,” has a small-town feel. I’ve lived in this area all my life. We have two universities and a wonderfu…

20. R K Mehrotra – State Farm Insurance Agent

8149 Florida Blvd Baton Rouge, LA 70806

From Business: Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

21. Brian Meaux – State Farm Insurance Agent

8044 Jefferson Hwy Baton Rouge, LA 70809

From Business: Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

22. Allstate Insurance Agent: Mike Stewart

6004 Perkins Rd Ste B1 Baton Rouge, LA 70808

From Business: As a Personal Financial Representative in Baton Rouge, I know many local families. My knowledge and understanding of the people in this community help me provide …

23. Allstate Insurance Agent: Aldreamia Omar

8054 Jefferson Hwy Baton Rouge, LA 70809

From Business: I’ve lived in Louisiana my entire life. Through the years, I’ve come to know many local families and developed many relationships. This local connection has helpe…

24. Randy Daniel – State Farm Insurance Agent

8568 Goodwood Blvd Ste B Baton Rouge, LA 70806

From Business: Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

25. Steven Brooksher Jr. – State Farm Insurance Agent

6160 Perkins Rd Ste 135 Baton Rouge, LA 70808

From Business: Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

26. Allstate Insurance Agent: Karen Guffey

257 Lee Dr Ste Q Baton Rouge, LA 70808

From Business: As an Allstate Agent in Baton Rouge, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an …

27. Cliff Ourso, Jr. – State Farm Insurance Agent

2121 Drusilla Ln Baton Rouge, LA 70809

From Business: Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

28. Bill Barkas – State Farm Insurance Agent

8888 Jefferson Hwy Baton Rouge, LA 70809

From Business: Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

29. Morris Anderson – State Farm Insurance Agent

3213 Monterrey Dr Ste D Baton Rouge, LA 70814

From Business: Protecting the things that mean the most to you

30. Allstate Insurance Agent: Ann Arcement

5555 Essen Ln Ste A Baton Rouge, LA 70809

From Business: At Allstate in Baton Rouge, we want to help protect the things that are important to you: your family, your property, and even your wallet! That’s why we offer a …

Harry Robert Insurance Agency

Anything Can Happen On The Road.

Prepare Yourself With Insurance.

725 E. Cornerview Street, Gonzales, LA 70737

$19 Cheap Auto Insurance

Save Up To 75% On Car Insurance.

Low Insurance Rates From $19/Month!

Whatever You Drive, Drive Firestone

Fixed Right The First Time.

We found 253 results

Is a Certified Pre-Owned Car Better Than a New Car? »

A CPO program gives the consumer the security of an automaker’s guarantee and warranty, with the cost savings of buying a used car…

What Should I Do When My Car Dies on the Road? »

Four tips for keeping yourself and your vehicle safe while you wait.

Eight Things You Could Be Doing Wrong With Your Car Seat »

We have a few tips from The Car Seat Lady co-founder Dr. Alisa Baer to keep your kids safe on the road.

Allstate Insurance Company

  • (877) 421-6619

Tips & Advice

How much car insurance coverage is necessary?

By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.

  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.

Does insurance coverage apply when driving someone else’s car?

If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.

Is car insurance tax deductible?

Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.

What are factors that influence car insurance prices?

Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay – premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.

How much does car insurance cost?

The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

Is car insurance coverage a requirement?

In all but one state (New Hampshire), every driver is required to hold at least a liability auto insurance policy with coverage limits that meet a minimum amount. The exact minimum liability requirements vary by state. Drivers who are found to be operating a vehicle without an active eligible insurance policy may be found in violation of a law.

What is liability car insurance?

In general insurance terminology, liability refers to financial costs incurred from actions on behalf of the policyholder. If you have only liability car insurance, the policy will only pay others who suffer financial loss due to your actions. A liability policy is often expressed as three numbers, each of them representing the maximum payout to affected parties. For example, a 100/300/50 liability policy will break down as:

  • Up to $100,000 of compensation for bodily injuries, per person.
  • Up to $300,000 of compensation for bodily injuries, per accident.
  • Up to $50,000 of compensation for property damage, per accident.

Unless you have other applicable coverage, the policyholder is responsible for any costs exceeding those amounts. Many other terms may apply, so check your individual policy’s rules and conditions.

What does car insurance cover?

Exactly what is covered by an auto insurance policy varies depending on the type of policy. The most common categories of car insurance policies are liability coverage, personal injury or medical payment coverage, uninsured or underinsured motorist coverage and comprehensive coverage.

What is car insurance?

Car insurance protects against accidental or otherwise unintentional financial loss related to an automobile. Like any other insurance policy, insured customers pay a regular premium that varies depending on their risk, as determined by their insurer. In the event of an accident or injury, the insured person is compensated within certain limits dictated by their policy.

Leave a Reply

Your email address will not be published. Required fields are marked *

Cheap Online Auto Insurance Louisiana

Cheap House Insurance Texas