How to Get Health Insurance Quotes Without Giving Personal Information
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You may be wondering if it’s possible to get health insurance quotes without providing personal information. You may have even tried this approach, using fake names and bogus information in a mad dash to skip as many informational boxes as possible. But the important question to consider, is not whether or not you can get health insurance pricing without divulging some personal information, but should you? Health insurance quotes require at least some personal facts specific to the person seeking coverage in order to be accurate. While it is possible to get health insurance quotes without personal information, it is unlikely the quote will be true. Whatever time savings is achieved in skipping those boxes is quickly lost when the information returned is not specific to the person.
Insurance Quotes Without Personal Info
If your goal is still how to get health insurance quotes without personal information, let’s talk about what personal information might be required. Most online sources will not accept a query without some basic contact information, including:
- Email address
- Phone number
- Zip code
- Age or date of birth
- Tobacco use
While insurance companies cannot adjust pricing based on your sex, they can factor age, location, and tobacco use into the cost. Premiums for older individuals can cost as much as 3 times more than what a younger person might be required to pay. The older the individual, the more likely he or she has serious health conditions. Similarly, people who use tobacco products are more likely to have or develop certain health ailments. This results in higher premiums for those who have, or continue to use, tobacco.
Finally, location is a factor for several reasons. There are state to state variations in cost due to state regulations, competition, and the cost to do business. Furthermore, be it due to climate, certain cultural influences, or the availability of healthy eating options, populations in some regions of the country fair better than others, in terms of health conditions. Whatever the cause, people who live in the same area tend to share similarities in their risk profiles.
We’ve now discussed what questions are mandatory when getting health insurance quotes without personal information. But what if I told you answering just a couple of optional questions could open up a world of savings? If you want to know if you qualify for any government subsidies, you must provide answers to two additional questions. What is the number of household members, and what is your annual household income? Your answers to these two question can help determine if you qualify for a premium tax credit that lowers the monthly cost of your insurance plan.
HealthMarkets offers lots of assistance to those seeking health insurance quotes without personal information (though we’ll be able to help you the most if you choose to share that information). We operate independently of insurance companies and the government, and offer non-biased advice. We provide access to thousands of plans, since we have access to over 180 insurance companies nationwide. We can provide subsidy information, and can help save you money. This service comes at no cost to you, and our best price guarantee* ensures you won’t find a lower price anywhere else for a plan we offer. Simply put, HealthMarkets helps to provide the best protection, at the best price!
Contact HealthMarkets today for more information!
Get Car Insurance Quotes Online Without Personal Information
How many times have you hopped online and started to try and get some car insurance quotes, only to find that it is much more of a hassle than you originally anticipated?
The hiccups usually come in the form of not being willing to give up personal information. If you are just trying to get a quote, do you need to tell them all of the sensitive information about yourself?
The answer will vary widely based on the way you go about finding quotes online.
Many shoppers seeking car insurance will say that the experience to find a quote for a policy is frustrating. The problem is due to a variety of factors.
It can be overwhelming to figure out where to start and how to know you are getting the best deal.
The other piece of frustration, though, comes when they get all of your necessary information, and then push it to the next level by asking for highly sensitive info before you show you the quote you seek.
Get started comparing car insurance quotes today by entering your zip code into our tool above.
Personal Information Requested
When we say personal information regarding car insurance quotes, there are a few things that should come to mind. Personal information that car insurance carriers usually seek includes things such as the following:
- your driver’s license
- your social security number
- an estimate of your credit score
- your financial situation
- your income
- your address
- your phone number
The driver’s license and social security numbers are the two big ones that most people usually do not want to give up. These two pieces of information can be utilized for identity theft with great ease, causing you a vast array of issues and potential for concern.
Why is the information needed?
Why is personal information sought out by car insurance carriers? The reason is two-fold.
- First, they want to get personal information to be able to give you the most accurate quote possible. When they get your driver’s license, for example, they are going to be able to pull up your motor vehicle record. They will see a history of the car accidents that you have been involved in over time, citations you may have received from law enforcement, etc.
- The other reason as to why they seek out the information is because insurance carriers want serious shoppers. When you are willing to give up that level of information, they know that you are going to be somewhat likely to move forward with the purchase of a car insurance policy.
Once they have that information, they will also get you in their database and be able to use you to prospect in the future.
Is sensitive information required?
Confidential information is not something that is necessary for a car insurance carrier to be able to give you a quote. When they have that information, they are going to be able to give you a bit more accurate of a quote, but it is certainly not going to be required.
Everything that can be obtained with sensitive information being handed over to a car insurance carrier can be answered in a series of questions by you, the insured.
As long as you answer open and honestly, they are going to be able to use their rating software to get you very close to what the actual premium quote is going to be when they can validate what you have entered.
When a car insurance carrier presents you with an estimated quote through an online platform, absent of personal information, they can do so by explaining it is a rough estimate.
That way, if you lied about your accident history, they would be able to validate that before you bound the car insurance policy with them.
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Even beyond giving up sensitive information, some people do not even want to have to give up basic information to an insurance carrier.
Basic information is going to include the following:
- your name
- your phone number
- your email address
This is information that you can easily get on just about anyone right online, but you may still not want to give it to a carrier so that they are not harassing you with sales calls.
To combat this car insurance carriers have begun to offer what are known as anonymous quotes.
This allows you just to enter general information, nothing that would be able to enable them to identify correctly with you so that you can get a premium estimate as to what you would pay for your car insurance policy.
Choosing the Right Comparative Platform
It all comes down you to you as a consumer and doing the homework that you need to do online. There are going to be many insurance carriers that are going to require you to give them sensitive information, while many others will not.
It all comes down to what you are comfortable giving up in exchange for a car insurance quote.
When you search online, you are going to be able to hone in on tools that will let you compare car insurance quotes across multiple insurers. These can be anonymous quotes, those based on general information, or to the next level with full sensitive information being given.
Car insurance carriers want you to be able to get a quote from them in as smooth a process as follows.
That is why you are starting to see the growth in the insurance industry in being able to allow you to get multiple quotes from many insurers without giving up much information at all on your part.
Insurance companies know that the easier that it is for you to get a quote, the more likely they are going to be able to get that final premium number in front of you.
That is all that most car insurance carriers want; a chance to sell you on the policy and suite of services that they are offering.
The streamlined processes that continue to become more common are making that easier for consumers and insurance carriers alike.
The comparative rating platforms that are available all over the Internet are highly potent. Being able to see a car insurance quote offering from ten different insurance carriers all at once, by only answering a few questions, is an incredible opportunity for you as a consumer.
It is all about being able to make that comparison and settling in on the insurance policy that is going to yield you the greatest value and coverage in exchange for a reasonable dollar level of premium.
The power is in your hands and is available online, without sensitive information being required. It is up to you to take advantage of it.
Enter your zip code into our free rate comparison tool below to find the best deal on car insurance for your situation.
Auto Insurance Quotes Without Personal Information
OnlineAutoInsurance.com allows you to get online auto insurance quotes with no personal information such as social security or driver’s license numbers.
We respect the fact that some consumers prefer not to provide items that may feel is private when it comes to getting rates. We only require certain rating factors such as Name, Contact Number, Address where your vehicle is garaged, Date of Birth, Driving History and Vehicle Information.
Get answers to questions and tips from FAQ, Articles, News about auto insurance quotes with no personal info provided by OnlineAutoInsurance.com. To begin, simply select the state you reside in and complete the simple questionnaire without having to give your driver license number or social security number. Once you obtain your quote, you may be able to purchase your policy online and receive instant proof depending on your current state’s laws and other factors.
OnlineAutoInsurance.com respects your privacy. We want to provide you with as much convenience as possible by allowing you to obtain rate quotes with as little information as possible.
In most states, you will instantly receive rates from at least five insurance companies, but be sure to provide any tickets or accidents that may appear on your driving record; failure to do so will only result in an inaccurate quote. Read our article about free auto insurance quotes with no personal information to learn more about details.
Also available is the answer to the frequently asked question: Can I get auto insurance quotes without personal information? to learn more.
Questions on Personal Info and Insurance Quotes
Applications for auto insurance may look different with each carrier, but the information needed by one company is likely to be the same as any other. Since automobile coverage provided by an insurer is basically an agreement to pay for.
For a motorist to receive a quote, a certain amount of information is needed. Insurers in the Pine Tree State usually base premiums on a number of details that are likely to be unique for individual vehicle owners. Quote comparisons are an important part of shopping for automobile coverage because viewing a wide range of.
Shopping for automobile policies on or offline is quite similar, but like most products each has their upsides as well as their downsides. Typically, the biggest difference between the two is that if a motorist chooses to shop for auto insurance through the World Wide Web they would likely be locating a policy on their own rather than with the.
News Related to Auto Insurance Quotes
September 03, 2013 – There’s growth in the field of usage-based auto insurance (UBI), and it’s not just major car insurers that are driving it. Telecommunications giant Sprint announced Tuesday that it would be adding text-disabling and car-connectivity features to the line of services offered under its usage-based Integrated Insurance Solutions .
August 20, 2013 – Often, it’s other states that follow California’s legislative example. But this time it’s the Golden State that’s following behind. California is one step closer to allowing e-delivery of insurance documents after the State Assembly Judicial Committee passed a bill that would allow insurance policies to be renewed electronically .
May 30, 2013 – Connecticut’s motor vehicle department, insurance regulatory office and attorney general are warning drivers there about robocalls seeking personal information, saying they’ve used DMV-supplied data to identify them as being eligible for lower insurance rates. Residents have filed “numerous reports” about automated .
Articles about Quotes without Personal Information
Mar 12, 2012 – Motorists in Michigan are required to buy no-fault automobile insurance to receive license plates or legally operate a motor vehicle. Driver Responsibility Laws were created in the Great Lakes State to ensure that all licensed drivers are.
Feb 16, 2012 – Before shopping for automobile insurance, motorists should prepare a small amount of information. To deliver an accurate quote, coverage providers need to examine an assortment of personal details that are all used by insurers to.
Jan 24, 2012 – To register a vehicle in the District of Columbia, a motorist must first purchase adequate vehicle coverage. According to the Compulsory/No-Fault Motor Vehicle Insurance Act passed by.
Term Life Insurance Quotes Without Personal Information
If you’ve ever tried to shop around for the best term life insurance quotes and thought, “I shouldn’t have to give out this much information to get a quote,” you’re absolutely right. In fact, many companies collect far more information than they actually need to provide you with a simple quote. Quotacy collects only the information that is absolutely necessary and then allows you to compare the best term life insurance quotes for your particular needs.
Now that you’ve found Quotacy and can anonymously run a term quote on yourself, how do you know which insurance company policy to choose? We make the process easy and you have complete control over it without alerting a pushy salesperson that you’re shopping for life insurance.
How to compare your term life insurance quotes:
Get an overall look at pricing options from multiple companies with our quoting tool by entering:
- Enter birthdate. Sharing your birthdate gets you accurate term life insurance quotes without sharing your contact info.
- Enter zip code. Life insurance products vary by state. We’ll only show you policies sold where you live.
- Enter gender. Pricing is less expensive for women than men. Women live longer than men on average.
- Click show my rate.
If you’re shopping for term life insurance quotes for another person like your spouse, enter their birthdate, zip code, and gender.
1. Test drive our quoting tool now—that’s not an image below.
2. Use the sliders to adjust your price to suit your budget.
What you’ll see after clicking “Show my rate” is your ballpark estimate for your term life insurance quotes.
Here you can see that a term life insurance policy that lasts 15 years and covers your family with $350,000 worth of life insurance will range in cost from approximately $15 to $46 per month based on standard rates.
Simply adjust our pricing sliders to increase (or decrease) your coverage amount or length of coverage to target a price that fits your budget.
3. Answer a few simple health questions to get accurate term life insurance quotes today.
Answer four simple health questions to estimate the cost of protecting your family with more accuracy.
This next step is important as it gets your quoted price spot-on two-thirds of the time without you having to talk with a life insurance agent on the phone. Easy, right!
Thousands of variables affect the cost of term life insurance, but the following are the four most common factors:
- Height/weight. This variable is one of the biggest factors in life insurance pricing.
- Tobacco usage. Cigarette usage results often in smoking rates. But, if you enjoy the occasional cigar, daily Nicorette, pipe, or chewing tobacco, you may be considered for non-smoker term life insurance rates with some companies.
- Heart health. Blood pressure and cholesterol medications are common prescriptions, and your readings matter. Luckily, if your condition is under control, some carriers still give you the best rates because you take your medication.
- Family history. Are you in perfect health and run marathons for fun? Well, even if you are a specimen of health, your pricing can be adjusted upward if your parents or siblings have died or have been diagnosed with heart disease, diabetes, or cancer younger than age 60.
After entering this health information, you can have confidence that the term life insurance quotes shown to you on Quotacy will be close to what your life insurance company will offer you after you complete your application online.
Can I still adjust my pricing further? Yes!
If you wish to move your quoted term life insurance price up or down, play with our quoting tool’s sliders to adjust your policy options to your budget:
- Increasing your coverage amount (slide right) ups your price.
- Increasing your coverage length (slide right) ups your price.
The opposite is also true:
- Decreasing your coverage amount (slide left) lowers your price.
- Decreasing your coverage length (slide left) lowers your price.
It’s pretty easy to explore the right mix of coverage amount and length to suit your budget needs.
After adjusting your sliders in our quoting tool to your satisfaction, you’ll be shown your policy options from multiple life insurance companies with their ratings, along with your estimated pricing.
4. Compare term life insurance quotes without having to shop around.
It’s easy to compare affordable term life insurance quotes today at Quotacy.