Quote your car insurance with Armour Insurance and we’ll check your rates against Canada’s top 10 insurance companies.
One stop shop! There ‘ s no need to shop anywhere else when you choose Armour Insurance. We understand your insurance needs and we place your insurance with the company that provides the protection and security you need at a the lowest rate available .
If you’re looking for Edmonton car insurance or car insurance in Lethbridge, Lloydminster or anywhere in Alberta or Saskatchewan there is no need to look anywhere else. Our licensed insurance brokers across Alberta will then help you choose the lowest price Car Insurance with the right coverage for you.
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We’d love to hear from you – call us today!
Car Insurance for High Value Vehicles
We offer an enhanced coverage package for customers with high value vehicles. Find out more about it here.
Should You Get Winter Tires?
Are you debating buying winter tires? Not sure of the benefits? As fall begins, and winter draws closer, it’s time to start thinking about tires. Many Albertans believe that their all season tires are ‘good enough’. What is the difference between winter tires and all season tires? Is good enough really good enough?
Tips To Prevent Vehicle Theft
An experienced thief can steal your car, without a key, in 30 seconds. After your home, your vehicle is probably your largest investment. Most vehicle thefts are preventable. Taking some simple steps can help reduce the risk of your vehicle being stolen.
Personal Auto Insurance
Car Insurance is a necessity, but it doesn’t have to be a drain. We will provide the best coverage for you, your family and your car. You may qualify for discounts up to 50%!
Commercial Auto Insurance
Regardless of your company size we will work with you to put in place the insurance coverage and logistical support you require to meet your needs. We’re even happy to complete a free review of your company policy and see where you could be saving money.
Fleet Vehicle Insurance
If you have more than 5 commercial vehicles, you may qualify for a fleet rate. Armour can make sure you get the proper fleet insuransce.
Understanding Auto Insurance
If you don’t know what “Liablility”, and “Loss of Use of Endorsement” means, don’t worry. This section will explain exactly what all of those terms mean to you.
Auto Accident Kit
A car accident, whether big or small, is a scary thought. SOmetimes it’s hard to remember what you should do. You can find our Auto Accident Kit and some helpful tips here about what to do in case of an accident.
Car Insurance Claims
If you have a car insurance or any other kind of claim, get a complete list of all of the Claims and Losses phone numbers for Armour Insurance here.
Our goal is to always be there to help you. We’re there for our car insurance customers from Edmonton to Lethbridge, our property insurance customers and commercial customers.
Do Photo Radar Tickets Affect My Insurance?
Posted by Alannah McEwan
Speeding is by far the most common traffic ticket given out in Canada. Do you know which traffic tickets will increase your insurance rates? Will photo radar and police issued tickets have the same impact on your insurance and driving record?
If I Lend My Car to a Friend Will My Insurance Still Cover Me?
Posted by Alannah McEwan
What happens if you lend your vehicle to a friend or relative and they get into an accident while driving? What are the risk of lending someone your vehicle? Whose insurance will cover the damages? These are the questions you should have an answer to before lending out your vehicle.
Get more great tips on on our Armour Insurance Blog.
Awesome to Deal With!
Every time I have called, everything is handled in a very professional and timely manner!! Awesome company to deal with. Thank you! 5 / 5
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Why Choose Armour?
- We have a large number of products compared to competitors.
- We focus on building strong client relationships, having effective claim processes, and dedicated personal customer service.
- Automatic annual policy review.
- One stop shop. You can save time and money by bundling your Auto, Home, Business, Life, Group, and Commercial Insurance.
- Doing business with us is easy. Call, email, or stop by.
What are People Saying About Armour?
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Saturday and Evening Quotes
Need car insurance now? Whether you live in Edmonton or anywhere else in Alberta, you can contact our brokers at 1-855-475-0959 Ext. 1
Monday – Thursday 4:30 – 6:00 PM
Saturdays: 9:00AM – 3:00PM
Insurance Brokers for Edmonton & Beyond
Since its founding in 1965, Drayden Insurance Ltd. has grown substantially, now representing the majority of leading Canadian and International insurance providers. When you’re searching for insurance brokers in Edmonton who will take the time to understand you, your family or your business’s specific insurance concerns, turn to Drayden Insurance.
As an independent brokerage, our team can comprehensively search the market and build customized insurance protection plans for you and what you value most. We take pride in treating our customers honestly and fairly, which is one of the reasons we have more than 30,000 satisfied clients across eight locations in Alberta.
Don’t leave your life and livelihood to chance. Contact Drayden Insurance today to learn how our team of insurance professionals can customize the perfect insurance coverage to fit your needs.
Drayden’s Assured™ Program
When you partner with Drayden Insurance you can rest easy knowing that as our valued customer we will put your best interests first. Whether it’s personal, commercial, farm or registry products, Drayden’s ASSURED™ program provides a customized approach and solutions that work for you or your business. Another way Drayden is “Here. For you.”
Edmonton Insurance Brokers Serving the Community
At Drayden Insurance, our Edmonton insurance brokers have access to a multitude of insurance companies and have established strong ties with each, forged by years of trust. This allows us to completely review a provider’s many insurance options, always searching for the right plan at the right price for our clients. We’ve helped people from all walks of life protect what they cherish; from new homeowners to new drivers, small and large businesses alike have enjoyed the peace of mind that comes from having comprehensive insurance coverage from a leading provider.
When we say we can insure all aspects of your life, we mean it! We offer a wealth of insurance plans, including:
Our auto insurance plans are designed to include more than your car. In fact, we can build a plan that will cover just about any moving vehicle, including commercial vehicles, private passenger vehicles, collector cars, motorcycles, snowmobiles, RVs, boats and more.
Our homeowner insurance plans include comprehensive coverage for owners of houses, condos, recreational properties, as well as tenant policies.
Commercial & Business Insurance:
Western Canada is bursting with profitable and dynamic businesses and commercial spaces. Why risk everything you’ve worked so hard to build? Our brokers provide coverage for a wide range of sectors, including contractors, oil and gas service, transportation, property owners, developers, retailers, wholesalers, offices, car washes & gas bars, church/faith organizations, forestry, first nations, the Royal Canadian Legion, among many others.
Life Insurance & Financial Services:
Life insurance is crucial, and financial planning is necessary for effectively managing your funds and assets in order to eliminate debt and live comfortably well into the future. Drayden Insurance provides brokerage services for life insurance, and disability & critical illness insurance, while also providing financial planning services, group and employee benefits plans, and RRSPs.
Farm Industry Insurance:
Farming is a very specialized industry. Thankfully, Drayden Insurance employs brokers who either specialize in the farming industry, or are actually farmers themselves. Insurance plans can be arranged for beekeepers, dairy farmers, grain & seed growers, hog farmers, and poultry farmers.
In addition to being an insurance brokerage, Drayden Insurance is also an Alberta Authorized Registry Agent. As such, we provide services necessary for obtaining your license, or replacing a lost one, writing your learners exam and taking your road test, as well as renewing your existing driver’s license. We also provide corporate registry, land title, and Alberta Health Care registration services.
Sharp is revolutionizing the way people think and feel about insurance; it is who we are at our very core. We make insurance more accessible through technology, innovation, and a team of award- winning Canadian insurance brokers with access to multiple markets. By combining years of industry experience with the latest digital tools, we aim to provide you with the power to get insurance on your terms.
We are constantly evolving to address the needs of our clients, and no day is ever the same at our offices. Whether it’s improving our online tools, finding better ways to serve you through our award-winning MySharp app, or creating new coverage options, Sharp makes insurance easy.
WHAT TYPE OF INSURANCE ARE YOU LOOKING FOR?
WHAT TYPE OF INSURANCE ARE YOU LOOKING FOR?
WHAT TYPE OF INSURANCE ARE YOU LOOKING FOR?
Why Choose Us?
Sharp works with the best insurance companies in Canada to offer you customizable coverage at an awesome price. Our brokers speak over 20 languages and are available extended hours including Saturdays. Need to adjust your policy, make a payment, or launch a claim? We are here for you.
Options & cost savings
Our brokers have the experience and knowledge to act as your trusted advisor. We will work on your behalf to advocate for you during the claims process until it’s resolved. For the duration of our relationship, we will take care of your insurance needs, including shopping around the market to get you the best possible deal – so you don’t have to!
Self-service & technology
Sharp creates an omni-channel service experience. Whether you prefer to speak on the phone, face to face, through Sharp’s online portal or app, social media, text, or e-mail, Sharp truly provides a myriad of exceptional service options.
Our MySharp app is the first of its kind in the industry , allowing you to interact with us digitally. You can view your pink card, see your policy , submit a claim and more. If you are ever involved in a collision, the mySharp app lists the steps to take and has a place to store photos. No more waiting on the phone to get information about your deductible – it’s already at your fingertips.
Involved in the community
Sharp cares about the community where we live and work. Our Response-ability™ Program raises funds for select registered charities in Canada. Request a free insurance quote and we will donate $7 to a cause you care about. If you love our quote and want to go ahead with it, Sharp will top it up and donate $50 to your charity. Start now!
Get a Quote
Looking for the best place to get a free online insurance quote in Canada? No need to look any further. Sharp has one of the most sophisticated insurance quoting engines in the industry. It’s fast, it’s flexible and it’s convenient. We like to make insurance easy!
Sharp has a team of dedicated brokers working behind the scenes to find you excellent coverage at a great price. We will take the info you provide and refine it to perfection to get you the best possible results. Go ahead and try it! Just pop in a few details about yourself, and we will get back to you within 15 minutes. It doesn’t get much faster than that!
What are you looking for?
Sharp is your one-stop shop for all your insurance needs. We offer home, auto, recreation, travel and business coverage – all fully customizable to suit your unique situation. We are committed to providing specialized insurance to many industries, personal lines, group insurance and commercial. Have an upcoming event? Just bought a new vehicle? Invested in a home? We consider all the risks you might be facing – so you don’t have to. We’re great at handling the details. Start your online quote below!
MySharp gives Sharp’s clients instant access to all their insurance information through the website portal or on our mobile app. With MySharp you have all your insurance information at your fingertips, making life easier.
- Instant access to your pink card in real time.
- On the spot payment details and history.
- Request changes without annoying hold times.
- Had an accident? Submit a claim from the app.
Your Insurance Broker
Our New HEAD OFFICE Address!
Address: 76 Skyline Cres NE Calgary, AB T2K 5X7
Phone: (403) 245-2424 or 1-800-811-5044 (toll free)
Fax: 403-237-5599 or 800-811-5109 (toll free)
Hours of operation:
Mon – Fri: 8:30AM – 5:00PM MST
Saturday: 10:00AM – 4:00PM MST
Happening Right Now:
Costen Insurance named Top 10 Brokerage in Canada for 2018!
Click here for the full article!
See You There!
A friendly reminder that our Open House is happening on Friday, September 7th from 2:00PM – 7:00PM.
Get a Free Insurance Quote!
Our team of insurance brokers will find you the best coverage on auto insurance for the best price!
Click below for a free quote on motorcycle insurance!
Click below to quote and issue travel insurance all in one place!
Click below for a free property quote from one of our experienced insurance brokers!
We can insure anything from a one vehicle operation to large fleets! Click below for a quote!
No matter how big or small, every business is exposed to potential financial loss in some way or another.
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Reviews From Happy Clients
I’ve been with Costen since about 1991 and really haven’t been tempted to look elsewhere. There’s been times I’ve been at a car dealership or motorcycle shop and was happy all I had to do was pick up the phone, quickly give them the information and check my email so I could plate my new ride. Bonus: no pressing 1 for ***, press 2 for *** etc
Real people answer the phone.
Called to get some travel insurance for a trip. Amazing customer service. I was up and running in like 15 minutes, paid over the phone, documents emailed to me before I even hung up. 5 stars, would use them again in a heartbeat.
The Costen team is amazing! I love that they give back to different charities every year through their referral program. Way to make a difference Costen Insurance! You are the best!
Costen Insurance can help you out with whatever type of insurance you need. I have been a client of theirs for the past two years and I have always been happy with their friendly and efficient service. Highly recommend them!
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Edmonton marks one of the largest municipalities in Canada with more than 1.3 million calling the city and its surrounding region home. The capital of Alberta, Edmonton’s claims to fame include its proximity to the oil sands, the massive West Edmonton Mall (formerly the largest mall in the world!), and the beloved Edmonton Oilers hockey team.
With so many families and professionals living in Edmonton, there’s bound to be a lot of cars on the road. Drivers in Edmonton cannot legally operate a vehicle without owning car insurance. Just because it’s mandatory, however, doesn’t mean you have to pay a fortune to possess it!
InsuranceHotline.com has been helping Canadians save millions of dollars on their auto insurance since 1994. All it takes is five minutes and you’ll be instantly provided with the lowest Edmonton car insurance quotes available from our network of licensed insurance professionals. It really is that simple. Try it now and find out how much you could be saving on your Edmonton auto insurance today.
Frequently asked questions about auto insurance in Edmonton, Alberta
Car insurance is different across Canada. Here are some of the most common questions we see about car insurance in Edmonton.
How does auto insurance in Edmonton, Alberta work?
If you own or drive a car in Alberta, by law, you must buy insurance coverage from a private insurer. A no-fault and tort-based system is used to set out accident benefits and the right to sue in specified situations, according to the Insurance Bureau of Canada.
The Automobile Insurance Rate Board (AIRB) and the Office of the Superintendent of Insurance regulate auto insurance in Alberta. AIRB recommends InsuranceHotline.com as a trusted source for independent online comparative quoting.
What car insurance coverage do I legally need to have in Edmonton?
Auto insurance in the province of Alberta is mandatory for all vehicles. Drivers must carry a minimum of $200,000 in Third Party Liability insurance coverage, though the majority of Albertans opt for at least $1,000,000 in coverage, according to the Alberta Automobile Insurance Rate Board (AIRB).
Drivers must also have Accident Benefits coverage. This covers medical/rehabilitation costs, death benefits, funeral expenses and income replacement relating to occupants of a vehicle in the event of an injury.
Without this minimum coverage on your vehicle, you will not be able to register your automobile. It is illegal to drive uninsured and unregistered automobiles in Alberta, including Edmonton.
What optional coverage exists for Edmonton drivers?
In addition to the mandatory coverage, drivers can also opt for:
- Collision – Covers damages to your vehicle in the event of a collision with another vehicle or object
- Comprehensive – Covers damage from incidents outside of collisions, including vandalism, hail, theft and fire
- Specified Perils – This is similar to comprehensive coverage, but covers incidents named on a policy, such as fire, lightening and theft
These optional coverages typically have a deductible, which is the amount you pay in the event of a claim.
There are also endorsements, which is an additional coverage attached to a standard policy. Some examples of endorsements include:
- Accident Rating Waiver – Prevents your rates from going up in the event you’re responsible in an at-fault accident
- Limited Waiver of Depreciation – Waives the cost of depreciation on the repair or replacement of your vehicle in the event of an insured loss
- Family Protection – Protects you and your family in the event you’re involved in a collision with an uninsured or underinsured at-fault driver. This type of coverage covers the difference between what the driver can pay and what you’re eligible for
What are some of the factors that affect my auto insurance rate?
Insurers take a number of things into consideration when calculating your premium, including:
- Amount of coverage – Including mandatory and optional coverages and endorsements
- At-fault accidents and collisions – Your past driving record and insurance history
- Mileage – How often and how far you drive
- Vehicle – The make and model of your vehicle has a big impact on your rates, this includes such considerations as safety features you have in place, how likely your vehicle is to get stolen, and the age of your vehicle
- Where you live – Your location plays a role, whether you live in the more urban parts of Edmonton or on the skirts somewhere more rural
There are other factors as well, but these are some of the main variables insurers look at.
Why shop around for auto insurance quotes?
Since car insurance operates under a private system in Alberta, each insurance company in Edmonton charges different rates to insure the same car and driver.
Sometimes these rates can vary by hundreds and even thousands of dollars. The trick is to find the insurance company that has the lowest rate available to you for your driving profile, but with so many Edmonton car insurance companies, calling around to get comparative quotes from all of the insurance companies is a lot of work, and takes a long time!
To help our fellow drivers find better rates in less time, InsuranceHotline.com offers instant online car insurance quotes, comparing the rates across a broad cross-section Edmonton insurance companies to make your life easier! Since comparing quotes is recommended by the province, why not compare rates today to see what savings could be yours?
How can I stay informed?
Saving money on your Edmonton car insurance today is great, but why not extend the benefits beyond your initial quote?
At InsuranceHotline.com, we can actively monitor our network and alert you when a better rate becomes available. Our rate alert service is optional, free, non-intrusive and occurs every 3 to 6 months depending on your preference. Just like mortgage rates, Edmonton car insurance premiums can change frequently. We will make sure you stay informed absolutely free and we will even remind you when it’s time for your next auto insurance renewal.
To opt into this service, simply select the “Rate Alert” option when completing a quote.