Insurance Land O’lakes

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Receive the Best Value for Your Money. Take Advantage of ALL Discounts by purchasing Home and Auto policies from Oakes Insurance.

Choose Local. Choose Independent. Choose Oakes – (813) 996-4111

Land O Lakes Office


One mile North of the Pasco County Tax Collector

5492 Land O Lakes Blvd.

Land O Lakes, FL 34639

Call Today: (813) 996-4111

One mile North from the Pasco County Tax Collector

5492 Land O Lakes Blvd.
Land O Lakes, FL 34639

Welcome to Oakes and Associates Insurance

Come by and see us at our new loaction one mile North of the Pasco county tax collectors.

Your Proven: Tried, Trusted and True Hometown Insurance Agency

Oakes and Associates Insurance has been providing quality insurance products for our clients since 1979. Originally established and still operating right in the heart of Land O Lakes, Florida. We are conveniently located in the Blacklake Professional Center, one mile north of our old locaition next to the Pasco County Tax Collector. We pride ourselves in providing experienced personalized client services, with a strong belief that blending morals and ethics is Essential, in all that we do! Protect what matters most to you with Oakes Insurance!

“Ask yourself, is there a better way to do business?”

Insurance You Can Trust

As your local independent agent, we have the ability to “SHOP” your insurance for you. We will get quotes from many “A” rated insurance companies and provide you with the best price available. SAVE YOUR TIME! Let us do the hard work for you! Please click on any of the insurance types below to complete your online quote request form. We will promptly respond.

Our Valued Companies

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Land O Lakes, FL Homeowners Insurance

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1. Wayne O’Brien – State Farm Insurance Agent

7918 Land O Lakes Blvd Ste 102 Land O Lakes, FL 34638

From Business: Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

2. Allstate Insurance Agent: Ronald Hilton

17210 Camelot Ct Unit 101 Land O Lakes, FL 34638

From Business: As a Personal Financial Representative in Land O Lakes, I know many local families. My knowledge and understanding of the people in this community help me provide…

3. Farmers Insurance – Prakash Patel

19455 Shumard Oak Dr Unit 105 Land O Lakes, FL 34638

From Business: As your personal Farmers Insurance agent located in Land O Lakes, I believe in keeping you informed of ways to protect what’s important to you. Whether you’re loo…

4. Insurance Center Of Connerton

6943 Land O Lakes Blvd Land O Lakes, FL 34638

5. Great Florida Insurance

6622 Land O Lakes Blvd Land O Lakes, FL 34638

6. Blue Rock Insurance

6747 Land O Lakes Blvd Land O Lakes, FL 34638

7. Allstate Insurance Company

Serving the Land O Lakes Area.

From Business: Drivers who switched to Allstate saved even more than before. Call me first to find out how much you could save. Only an Allstate agent can give you a fast, free …


Serving the Land O Lakes Area.

From Business: Affordable and comprehensive homeowner coverage, that’s what is all about. Protect your home, condo and possessions with and save …

9. Ready For My Quote

Serving the Land O Lakes Area.

From Business: We provide free insurance quotes from many leading providers. We can help you purchase an insurance policy that is not only affordable but also provides the best …

10. Liberty Mutual

Serving the Land O Lakes Area.

From Business: Your house is important. It’s your family headquarters, your sanctuary, and the hub of all activity. But there’s only so much you can do to protect it – which is …

11. Amica Mutual Insurance Company

Serving the Land O Lakes Area.

From Business: While your condominium association most likely carries insurance for buildings and other association-owned property, it won’t cover your personal property or your…

12. Amica Mutual Insurance Company

Serving the Land O Lakes Area.

From Business: At Amica Insurance, we’ve been serving homeowners for generations. We know how important the place you call home is, which is why our policies can be tailored to …

13. Liberty Mutual

Serving the Land O Lakes Area.

This is not a good insurance company whatsoever, one of their clients ran into me, left me stranded when he blew up my tire. He left because he did…

14. Amica Mutual Insurance Company

Serving the Land O Lakes Area.

From Business: Exclusively for renters: important financial protection against the loss of or damage to your most valuable possessions. Personal property coverage to help you re…

15. Amica Mutual Insurance Company

Serving the Land O Lakes Area.

From Business: Amica is a different kind of auto insurance company. We specialize in giving good drivers an unbeatable combination of great rates and award-winning service, for …

Serving the Land O Lakes Area.

I had Geico for many years (12 to be exact!) and when I recently purchased a new car they would not give me a discount package deal (we have 4 cars …

17. State Farm

I visited State Farm’s office to ask for assistance for a life insurance claim. They assisted me right away and gave me the right answers to all of …

Buyer beware, A Geico customer ran into our car while sitting at a red light.Working with the adjuster, went down hill from the first call, too repo…

Serving the Land O Lakes Area.

I totally believe in the products and services of this company , very wonderful. thanks s lot.

Serving the Land O Lakes Area.

From Business: With GEICO, saving money is easy. All you have to do is pick up the phone or go online to It only takes a matter of minutes to find out how much you co…

Serving the Land O Lakes Area.

I’ve been with Geico for my autos for about 26 years because they take good care of me and my family when unfortunate things happens with confirmi…

Rates with geico is good, I’ve been with them for 3 years. Only thing is I prefer a agent in town. Everything is done over the phone.

Robert associate # 178380 was one of 3 people who canceled my auto policy for late payment. He told me that he sent me my policy in the mail and I n…

From Business: With GEICO, saving money is easy. All you have to do is pick up the phone or go online to It only takes a matter of minutes to find out how much you co…

From Business: With GEICO, saving money is easy. All you have to do is pick up the phone or go online to It only takes a matter of minutes to find out how much you co…

Serving the Land O Lakes Area.

coooooool this is so amazing I love it so much wow this is great I can’t believe how much they helped me I love them wow

Serving the Land O Lakes Area.

From Business: With GEICO, saving money is easy. All you have to do is pick up the phone or go online to It only takes a matter of minutes to find out how much you co…

Serving the Land O Lakes Area.

It’s awesome. They really take care of you with no problems.and are always there for you day or night24/7

29. Asset Recording Services Inc

Valrico, FL 33596

30. Nationwide Insurance

Plant City, FL 33563

We found 285 results

What to Know About: Insurance »

In the event of a disaster that affects your home and property, what are your options?

Serving the Land O Lakes area.

  • (800) 550-2513

You could save 15% or more on car insurance.

Tips & Advice

Can an insurance company cancel a homeowners insurance policy?

Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:

  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area

Is homeowners insurance tax deductible?

No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.

Why is home insurance important?

Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.

Does home insurance cover earthquake and damage caused by other natural disasters?

Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance–there are separate insurance coverages for them that can be purchased.

What items does a home insurance policy not cover?

It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

Is jewelry covered under home insurance?

Jewelry can be covered under home insurance policies that include personal property, or under separate personal property coverage plans.

What factors determine the price of home insurance?

  • How much coverage you receive, and if you choose to get liability protection, as well
  • Location – if the home is in an area with a high crime rate, the premiums will be higher
  • How many claims have been filed against your home in the past three to five years by yourself or other tenants – the more claims filed, the higher the premiums will be
  • The home’s proximity to fire stations, fire hydrants, or other water sources
  • Your credit score

How much does home insurance cost?

According to a 2016 report by the National Association of Insurance Commissioners, the average U.S. homeowners insurance premiums was $1,096.

What is covered by home insurance?

There are many types of homeowners coverage, and the specifics of each dictate exactly what is and isn’t covered. The most essential type of coverage will pay for the cost of repairing a home in the event of a natural disaster, fire or other calamity. There is also coverage that will take care of damages wrought to other structures, like detached garages, sheds, or fences. Personal property coverage is available to account for some, or all, of the costs of certain items that are damaged or stolen. If you must live away from your home for a period of time due to damages to your residence, the costs of hotels, restaurant meals, laundry, etc., can be covered, as well. Liability insurance can cover some or all of the costs of legal defense in the event that you or someone under your coverage causes damage to someone else and/or their property. Each insurance company has different limitations for the various coverage types, so be sure to read the stipulations of each carefully to find the best coverage for your needs.

What is home insurance?

It is a form of insurance that protects the home and belongings against damage. Essentially, it returns the value of any damaged item that is covered back the homeowner.

Land O’Lakes Benefits

Employee Benefit Reviews

“A company match AND contribution to a retirement account”

“Premiums are good. FSA and HRA offset each other without digging into your pocket.”

“They have a PTO program which combines vacation and sick pay. Doesn’t bode well for employees with small children.”

  • Land O’Lakes

Flexible work situations allow for work life balance. Good health care coverage and generous vacation policy. On site gym and childcare

Land O’Lakes Response

Company refunded accounts which allow you to access healthcare funds upfront and roll over from year to year. Great network with Blue Cross Blue Shield. Company provides a 401K match AND additional retirement funds for a very generous retirement package.

Land O’Lakes Response

Excellent 401k, Health, Dental and Vision Plans. 4% match plus 3-5% company contribution.

Land O’Lakes Response

Just like any large Corporate company They cannot communicate every possible benefit available. If your not sure if something is available you will need to ask.

Land O’Lakes Response

Good benefits all the way across the board. That and wage is what it has going for them.

Land O’Lakes Response

401k match is good. Bonus is okay

Land O’Lakes Response

Excellent options to meet all types of needs for health care coverage.

Land O’Lakes Response

Health insurance and 401K benefits are great.

Land O’Lakes Response

Overall great benefits package. Good work life balance

Land O’Lakes Response

Health insurance, 401K, paid vacation, long and short term disability, vision and dental.

Land O’Lakes Response

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Benefits Summary

List based on reports from current and former employees. It may not be complete.

Insurance, Health & Wellness

  • CheckmarkHealth Insurance (32)
  • CheckmarkDental Insurance (11)
  • CheckmarkFlexible Spending Account (FSA) (10)
  • Vision Insurance
  • Health Savings Account (HSA)
  • Life Insurance
  • Supplemental Life Insurance
  • Disability Insurance
  • Occupational Accident Insurance
  • Health Care On-Site
  • Mental Health Care
  • Retiree Health & Medical
  • Accidental Death & Dismemberment Insurance

Financial & Retirement

  • Pension Plan
  • Checkmark401K Plan (32)
  • CheckmarkRetirement Plan (31)
  • Employee Stock Purchase Plan
  • CheckmarkPerformance Bonus (11)
  • Stock Options
  • Equity Incentive Plan
  • Supplemental Workers’ Compensation
  • Charitable Gift Matching

Family & Parenting

  • Maternity & Paternity Leave
  • Work From Home
  • Fertility Assistance
  • CheckmarkDependent Care (4)
  • Adoption Assistance
  • Childcare
  • Reduced or Flexible Hours
  • Military Leave
  • Family Medical Leave
  • Unpaid Extended Leave

Vacation & Time Off

  • CheckmarkVacation & Paid Time Off (32)
  • Sick Days
  • CheckmarkPaid Holidays (11)
  • Volunteer Time Off
  • Sabbatical
  • Bereavement Leave

Perks & Discounts

  • Employee Discount
  • Free Lunch or Snacks
  • Employee Assistance Program
  • Gym Membership
  • Commuter Checks & Assistance
  • Pet Friendly Workplace
  • Mobile Phone Discount
  • Company Car
  • Company Social Events
  • Travel Concierge
  • Legal Assistance

Professional Support

  • CheckmarkDiversity Program (10)
  • Job Training
  • Professional Development
  • Apprenticeship Program
  • Tuition Assistance

Work at Land O’Lakes? Share Your Experiences

  • Star Very Dissatisfied
  • Star Dissatisfied
  • Star Neutral (“OK”)
  • Star Satisfied
  • Star Very Satisfied

Pledges & Certifications

Social Responsibility Pledge

Formal programs or foundation to give back to communities

Has programs that support a diverse and inclusive workforce

Veteran Hiring Commitment

Committed to helping America’s military veterans find work

Company Updates

“By building a team of big thinkers that’s dedicated to creative problem solving and innovative solutions, we aren’t just implementing sustainable solutions, we are creating them from scratch.”

The droplet. It’s not a unit of measure many of us think much about. Here’s why we should.

Land O’Lakes Photos

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Glassdoor is your resource for information about Land O’Lakes benefits and perks. Learn about Land O’Lakes , including insurance benefits, retirement benefits, and vacation policy. Benefits information above is provided anonymously by current and former Land O’Lakes employees, and may include a summary provided by the employer.

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