How to Get Health Insurance Quotes Without Giving Personal Information
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You may be wondering if it’s possible to get health insurance quotes without providing personal information. You may have even tried this approach, using fake names and bogus information in a mad dash to skip as many informational boxes as possible. But the important question to consider, is not whether or not you can get health insurance pricing without divulging some personal information, but should you? Health insurance quotes require at least some personal facts specific to the person seeking coverage in order to be accurate. While it is possible to get health insurance quotes without personal information, it is unlikely the quote will be true. Whatever time savings is achieved in skipping those boxes is quickly lost when the information returned is not specific to the person.
Insurance Quotes Without Personal Info
If your goal is still how to get health insurance quotes without personal information, let’s talk about what personal information might be required. Most online sources will not accept a query without some basic contact information, including:
- Email address
- Phone number
- Zip code
- Age or date of birth
- Tobacco use
While insurance companies cannot adjust pricing based on your sex, they can factor age, location, and tobacco use into the cost. Premiums for older individuals can cost as much as 3 times more than what a younger person might be required to pay. The older the individual, the more likely he or she has serious health conditions. Similarly, people who use tobacco products are more likely to have or develop certain health ailments. This results in higher premiums for those who have, or continue to use, tobacco.
Finally, location is a factor for several reasons. There are state to state variations in cost due to state regulations, competition, and the cost to do business. Furthermore, be it due to climate, certain cultural influences, or the availability of healthy eating options, populations in some regions of the country fair better than others, in terms of health conditions. Whatever the cause, people who live in the same area tend to share similarities in their risk profiles.
We’ve now discussed what questions are mandatory when getting health insurance quotes without personal information. But what if I told you answering just a couple of optional questions could open up a world of savings? If you want to know if you qualify for any government subsidies, you must provide answers to two additional questions. What is the number of household members, and what is your annual household income? Your answers to these two question can help determine if you qualify for a premium tax credit that lowers the monthly cost of your insurance plan.
HealthMarkets offers lots of assistance to those seeking health insurance quotes without personal information (though we’ll be able to help you the most if you choose to share that information). We operate independently of insurance companies and the government, and offer non-biased advice. We provide access to thousands of plans, since we have access to over 180 insurance companies nationwide. We can provide subsidy information, and can help save you money. This service comes at no cost to you, and our best price guarantee* ensures you won’t find a lower price anywhere else for a plan we offer. Simply put, HealthMarkets helps to provide the best protection, at the best price!
Contact HealthMarkets today for more information!
Online Auto Insurance
Insurance Quotes without Personal Information Online
Wednesday, October 21, 2009 6:01 pm
If you’re looking to purchase a new vehicle or insure a car that you already own, browsing around for auto insurance quotes can be a tricky thing. These days, it’s hard to trust websites with your information and that’s why your best bet would be to avoid sites that ask for too much information. What’s too much information? Well, applying for auto protection, you’ll come across legitimate websites that ask you for appropriate info that can allow them to better assess you as a customer. The vehicle insurance company will need to know your name, date of birth, zip code, type of car and a phone number where you can be reached. Other sites that require you to enter more information, such as a driver’s license number and social security number could very well be scammers. You don’t really know who you can trust.
Checking Out Insurance Companies
Auto insurers check you out, so why not check out the vehicle protection agencies you are looking to get an estimated premium from? As you’re browsing around the different websites, if you feel that they are asking for too much information, simply take down the information about the company and do research on them. If they don’t provide a number or address, you should definitely be weary. The Better Business Bureau, also known as the BBB, is a great place to start. They have a website where you can look up companies by their names and locations. There you will find out if they are registered members of the Better Business Bureau and/or if they have a complaint file. If you do happen to find one, check to see what type of complaints the car insurance company you’re looking up has and whether they have been resolved or not.
Another great way to check out vehicle coverage providers is to look them up on Google. There are various websites, like RipOffReport.com, that allow consumers to complain about various entities. You can look on those websites or you can simply type in terms like “auto protection carrier’s name” rip-off, “car insurer’s name” complaints or “vehicle insurance provider‘s name” scam. Likely you will be able to find some listings on the first page that relate to those keywords. If not, the car coverage carrier may be legitimate. Still check with the Better Business Bureau to see if they have any files, good or bad, on the insurance provider. Give the insurance companies a call as well. Speaking with them over the phone will give a better idea of who they are. Look up the company to see how long they’ve been in business, this will allow you to know if they are a fly-by-night car insurer or if they are reputable.
Searching for Car Protection Rates Without Personal Information
Looking for auto insurance rates is quite simple with the use of the internet and home computer. You can begin by searching around for insurance comparison websites that will match you up with various insurers and allow you to compare them side-by-side. When you’re looking through the premiums, make sure to look at all of the coverage that’s offered to ensure that you’re getting all the benefits you need for your situation. You want to make sure that you’re getting a good deal for the price you’re paying. If you feel like you don’t need that much coverage, you can easily lower the liability limits and increase the deductibles. This will also cause your insurance quote to drop down a bit.
As you are searching through the comparison site, make sure that you are not getting caught up in a scam to steal your information. Don’t reveal more than your name, birth date, car info and zip code (quotes are checked by location).
Buying Car Premiums Without Personal Information
At OnlineAutoInsurance.com, you will receive a quote based on the information you’ve given us. In order to adjust the car insurance rate you get, you can mess around with the deductibles and liability limits. The higher your deductibles, the lower your rates and the lower your liability limits, the lower your insurance quote becomes. Just keep in mind though, the deductibles you choose, you are required to pay upfront and out of your own pocket. It is very important that you look over the contract of your auto insurance policy to see exactly what you’re getting. If there is anything that you don’t understand, you can speak with one of our representatives to ask questions or clarify anything you see on the contract.
It is important that you check with your state vehicle insurance regulations to ensure that you’re buying enough to legally drive around. Each state has minimum requirements for body and damage liabilities. You should be able to find the website for your state’s auto coverage requirements online. They offer this information freely to the public.
At OnlineAutoInsurance.com, we don’t ask you for any personal information, such as your social security or driver’s license number. The information we do request will determine what your auto protection quote will be. We believe in building trust with our clients, so we don’t make them feel uneasy about dealing with us.
Getting insurance quotes without personal information requirements is very simple when you have access to the web. Simply browse through the car coverage providers that are out there to see what type of coverage you can find. The useful web tools that allow you to obtain auto coverage prices is very handy if you use them accurately. See how much your coverage quote will be by using the useful tool today.
Term Life Insurance Quotes Without Personal Information
If you’ve ever tried to shop around for the best term life insurance quotes and thought, “I shouldn’t have to give out this much information to get a quote,” you’re absolutely right. In fact, many companies collect far more information than they actually need to provide you with a simple quote. Quotacy collects only the information that is absolutely necessary and then allows you to compare the best term life insurance quotes for your particular needs.
Now that you’ve found Quotacy and can anonymously run a term quote on yourself, how do you know which insurance company policy to choose? We make the process easy and you have complete control over it without alerting a pushy salesperson that you’re shopping for life insurance.
How to compare your term life insurance quotes:
Get an overall look at pricing options from multiple companies with our quoting tool by entering:
- Enter birthdate. Sharing your birthdate gets you accurate term life insurance quotes without sharing your contact info.
- Enter zip code. Life insurance products vary by state. We’ll only show you policies sold where you live.
- Enter gender. Pricing is less expensive for women than men. Women live longer than men on average.
- Click show my rate.
If you’re shopping for term life insurance quotes for another person like your spouse, enter their birthdate, zip code, and gender.
1. Test drive our quoting tool now—that’s not an image below.
2. Use the sliders to adjust your price to suit your budget.
What you’ll see after clicking “Show my rate” is your ballpark estimate for your term life insurance quotes.
Here you can see that a term life insurance policy that lasts 15 years and covers your family with $350,000 worth of life insurance will range in cost from approximately $15 to $46 per month based on standard rates.
Simply adjust our pricing sliders to increase (or decrease) your coverage amount or length of coverage to target a price that fits your budget.
3. Answer a few simple health questions to get accurate term life insurance quotes today.
Answer four simple health questions to estimate the cost of protecting your family with more accuracy.
This next step is important as it gets your quoted price spot-on two-thirds of the time without you having to talk with a life insurance agent on the phone. Easy, right!
Thousands of variables affect the cost of term life insurance, but the following are the four most common factors:
- Height/weight. This variable is one of the biggest factors in life insurance pricing.
- Tobacco usage. Cigarette usage results often in smoking rates. But, if you enjoy the occasional cigar, daily Nicorette, pipe, or chewing tobacco, you may be considered for non-smoker term life insurance rates with some companies.
- Heart health. Blood pressure and cholesterol medications are common prescriptions, and your readings matter. Luckily, if your condition is under control, some carriers still give you the best rates because you take your medication.
- Family history. Are you in perfect health and run marathons for fun? Well, even if you are a specimen of health, your pricing can be adjusted upward if your parents or siblings have died or have been diagnosed with heart disease, diabetes, or cancer younger than age 60.
After entering this health information, you can have confidence that the term life insurance quotes shown to you on Quotacy will be close to what your life insurance company will offer you after you complete your application online.
Can I still adjust my pricing further? Yes!
If you wish to move your quoted term life insurance price up or down, play with our quoting tool’s sliders to adjust your policy options to your budget:
- Increasing your coverage amount (slide right) ups your price.
- Increasing your coverage length (slide right) ups your price.
The opposite is also true:
- Decreasing your coverage amount (slide left) lowers your price.
- Decreasing your coverage length (slide left) lowers your price.
It’s pretty easy to explore the right mix of coverage amount and length to suit your budget needs.
After adjusting your sliders in our quoting tool to your satisfaction, you’ll be shown your policy options from multiple life insurance companies with their ratings, along with your estimated pricing.
4. Compare term life insurance quotes without having to shop around.
It’s easy to compare affordable term life insurance quotes today at Quotacy.
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health insurance Quotes Without Giving Your Phone number
Health Insurance – health insurance Quotes Without Giving Your Phone number
Getting health assurance quotes without giving your phone whole is easy and something you should do right now. Whenever you are online do you stop when asked for your phone whole and best time to call? I do. I can’t stand to be interrupted at home. especially by a salesperson.
What I said. It just isn’t the actual final outcome that the true about Health Insurance. You read this article for facts about that need to know is Health Insurance.
Asking for your phone whole is an intrusion most habitancy avoid. The bad news is they are unaware of market conditions in personal health insurance. health assurance is an expensive, principal evil but it should be something you should never overpay for. Request for a phone whole is a turnoff. But there is good news.
You can get up to a hundred health assurance quotes without giving your phone number. You are asked for the following and the following only, for each someone you are trying to insure:
· Zip code
· Date of Birth
· Smoker or not
· pupil or not
That is it. no phone number. no medical questions.
My wife and I have used this free, no obligation service for 8 years. I hate to spend a penny on assurance of any kind. But I have the assurance that I am paying the very least whole for my policy.
I filled this out just the other day. it took less than a minute. I received 112 different course quotes to pick from. the quotes had the monthly premium, company name, deductibles, co pays, and a real plus. I could find out if my current physician suitable this policy.
You should know what kind of course you are looking for. Since we are healthy, exercise and eat right, we look for high deductible catastrophic coverage. These have the very lowest premiums.
But the prices vary greatly. I identified a savings of 4 per year over what I am paying now. So you should use this free service every some months. It is easy fast. and no one will call.
Once you narrow down the course that meets your needs you then fill out one application and one application only. Isn’t this great and far faster than talking to some dozen salesmen or saleswomen. That is what you would have to do to get the same whole of data with every other service on the web.
Wouldn’t you rather get health assurance quotes without giving your phone number?
I hope you get new knowledge about Health Insurance. Where you can put to used in your everyday life. And most of all, your reaction is passed about Health Insurance.
QuickQuote – Term Life Insurance
Term Life Insurance
No hassles, phone calls or emails.
Just free quotes. Instantly.
Why Choose QuickQuote for Term Life Insurance?
Get the best rates by comparing quotes from the nationвЂ™s top term life insurance companies. 100% free.
We’ll find the best term life insurance rates from the best companies, leaving you more time for your family, reading or shopping (the fun kind).
Find out how much term life insurance you need with our instant calculator, or speak with us by phone.
Provide some very basic info and get instant term life quotes. No phone calls. No hassles. No charge.
Apply online and sign electronically at your convenience. No paperwork, trips to the post office or talking with an agent (though, we are friendly).
Will I Qualify?
If you’re like 95% of our applicants, yes, you’ll qualify for term life insurance. It’s fast and easy to find out.
Tired of giving your name, email and phone number to every website you visit? Us, too.
Apply by Phone
Select your personal appointment time and we’ll call you to complete the application. No surprises, interruptions or screening calls.
We respect your inbox and voice mail. And your privacy in general. Which is why we won’t bother you.
72% of Americans overestimate the cost of life insurance by an average of 3x the actual cost!
Based on the 2017 Insurance Barometer study by LIMRA
Answers to Your Term Life Insurance Questions
What is term life insurance?
Term life insurance is the most basic and least expensive form of life insurance you can buy. There are no investment accounts, cash values or policy loan features on term life. Just pure and simple life insurance protection.
You can choose a term length of 10 to 35 years, and a coverage amount of $25,000 to $25M or more.
How much does term life insurance cost?
Term life insurance is inexpensive relative to other types of life insurance such as whole life or universal life. Your cost will depend on factors like age, gender, medical history, current health, tobacco use, driving record, and more.
The life insurance company will assign a rating class to your policy during the underwriting process. This class will determine how much you will pay.
How do I buy term life insurance?
You can buy term life insurance from an independent agent or broker (like us), from a captive agent (think Allstate or Farmer’s), or directly from a life insurance company, although very few sell directly to consumers.
The important thing to keep in mind is the cost is the same to you regardless of who you buy the policy from. Rates are set by the life insurance companies and approved by state insurance departments. Agents and brokers cannot adjust these rates up or down. However, they can help you find the lowest rate based on your unique circumstances.
How do I apply for term life insurance?
The term life application process is simple. We’ll do most of the heavy lifting for you.
- Select a company – Pick your favorite and click “Apply.”
- Schedule your application call – We’ll give you the calendar, you pick the day and time to complete your application with us by phone.
- Complete your paramed exam – We’ll schedule this during your call. All you have to do is meet with the examiner.
- Sit back and relax – We’ll work with the company to get your application approved. We may ask you for information from time to time, as needed.
- Return your policy documents and the first payment – We’ll mail your new policy to you. You’ll send us back any signatures needed and the first payment.
That’s it! It really is that simple.