Performance Car Insurance For Young Drivers

High Performance Car Insurance

Sky Insurance has developed a specialist Performance Car Insurance Scheme with a group of carefully selected Performance Car Underwriters. The Scheme offers very competitve premium rates and excellent policy cover to match.

We also have a knowledgeable team of staff who are experienced in insuring Performance Cars.

Key Points of Performance Car Insurance Policies

  • ‘Like for Like’ Modifications Covered
  • Young Driver Friendly (aged 19 or over with 2 years driving exp.)
  • Limited Mileage Discounts
  • 2nd Car Discounts
  • Specialist Performance Car Insurance Team
  • UK based company
  • Modified Vehicles covered
  • Breakdown Cover available

Sky Insurance’s Top Ten Performance Cars

Our current top ten of the ‘most insured’ Performance Cars are:

  • Nissan Skyline R32, R33, R34
  • BMW M3, M5, Alpina, Hartge
  • Toyota Supra
  • Audi S3, RS4, RS6
  • VW Golf R32
  • Honda S2000
  • Mitsubishi Evolution
  • Subaru Impreza
  • Nissan 200SX S13, S14, S14a, S15 (Silvia)
  • Honda Integra Type R

Evo Track Events sponsored by Sky Insurance

Continuing Sky Insurance’s affiliation with Evo Magazine, we recently sponsored the Evo ‘Summer Track Events’. You can read more about this on the Evo Magazine Track Events page or the Sky Insurance Blog.

Types of Performance Cars We Insure

Porsche Car insurance

The legendary Marque of Porsche (Porsche AG), what more really needs to be said? Founded on the 25th April 1931 by Ferdinand Porsche, Porsche is an absolute gem in the history of all car Marques – a beauty of it’s kind. The Marque has well and truly stood the test of time – this year, Porsche turns 84!

Since the marques creation in 1931, Porsche has seen many cars designed, built and put into production. It’s also seen cars built for special order only and others designed to fit the needs and requirements of the consumer. There are many models to highlight when it comes to Porsche. Some of which include:

  • Boxster
  • Cayman
  • 911 Carrera
  • 911 Targa
  • 911 Turbo (including the S exclusive GB edition)
  • 911 GT3 (and the make of the outstanding GT3 RS)
  • 918 Spyder (two versions created of which are both hybrid)
  • Panamera
  • Macan
  • Cayenne (including the Turbo and GTS)

Porsche has had a long term affiliation with the Volkswagen marque, now referred to as Volkswagen AG. Ferdinand Porsche actually designed the first ever Volkswagen Beetle. The two marques then formed a further alliance by creating the Volkswagen Porsche 914 and the 914-6. Both vehicles had different engines, the 914 had a Volkswagen engine installed whereas the 914-6 had a Porsche engine installed. Today, Porsche AG is actually owned by Volkswagen AG however the majority of Volkswagen AG is actually owned by Porsche Automobil Holding SE. Read the full article on the Sky Insurance Blog.

Aston Martin Car Insurance

The Aston Martin marque was founded in 1913 by Lionel Martin and Robert Bamford to inject luxury and sophistication into the motoring world. Founded under the name “Bamford & Martin Ltd”, the name was later changed to the name you see today, Aston Martin, in 1914. The name change was inspired by Lionel Martins accomplishments at the Aston Hill Climb. The Aston Hill Climb consisted of numerous vehicles, in a fast paced up hill climb. The Climb was active been the years of 1904 and 1925 and took place at Aston Hill in Buckinghamshire.

Within the ‘car garage’ of Aston Martin resides many vehicles from both the past to the modern day. You’ll probably recognise these prestigious models:

As many of you may already be aware, Aston Martin is famously associated with James Bond. Many of the James Bond films, including Thunderball, use the Aston Martin Marque as the iconic presence of sophistication, excitement, thrills and action. Aston Martin both inhales and exhales sophistication, luxury, style and design. What Aston Martin also entails is great technical capabilities and speed. One of the fastest cars within the Marque is the Aston Martin One-77 which has an incredible top speed of 227 mph. Read the full article on the Sky Insurance Blog.

Bentley Car Insurance

Bentley unveiled their first car back in 1919 – EXP 1. Since the unveiling of the EXP 1, Bentley has overseen numerous vehicles which have been designed and produced across the globe. At present, all of this is helped by a team of around 4000 employee’s worldwide. From the more historic part of the timeline to the present, Bentley has a variety of cars to its name. Some of these include:

  • Continental GT
  • Brooklands
  • Mulsanne
  • Flying Spur V8

Read the full article on the Sky Insurance Blog.

Rolls Royce Car Insurance

The Marque of Rolls Royce was initially discussed in 1904 and then later founded on 15th March 1906 by Charles Stewart Rolls and Sir Frederick Henry Royce. Frederick Henry Royce was an engineer and Charles Rolls was the owner of a car dealership. Both of their successes combined together represents the Marque you see today, 111 years after initial discussion.

There are three main models of Rolls Royce vehicles:

  • Phantom (which also includes the Phantom Extended Wheelbase, the Phantom Drophead Coupe and the Phantom Coupe)
  • Ghost – Ghost Series II and the Ghost Extended Wheelbase
  • Wraith – the most powerful car in the history of Rolls Royce, showing off a twin turbo-charged V12 engine

Read the full article on the Sky Insurance Blog.

Maserati Car Insurance

The Maserati Marque has been at the central point of history(when talking about cars) for many years now and has only ever imprinted impeccable impressions into people’s minds. From the sleek body chassis of the car to the stylish and luxurious interior – the Marque of Maserati, quitesimply, speaks for itself. Since the marques creation in 1914, Maserati has seen numerous vehicles through production into the show rooms.

There are many models of Maserati. Listed below gives you an insight into some of them and the power behind them:

  • Ghibli – 330 HP
  • Quattroporte S – 410 HP
  • GranTurismo – 405 HP
  • GranCabrio – 450 HP

Read more about Performance Cars on the Sky Insurance Blog.

Car Enthusiasts Insuring Car Enthusiasts

Sky Insurance are proud to be heavily involved in creating specialists insurance schemes for car enthusiasts – that is because we are car enthusiasts ourselves. Below is a review of a Track Day attended by Sky Insurance staff. Full article below.


Car insurance can be a nightmare. Particularly if you own a high-performance or modified car, or a Japanese import. Suddenly the ‘wonder’ of online insurance comparison sites turns to frustration: your car isn’t listed, there’s no facility to detail its modifications, and the quote you’re given isn’t the bargain you’d been expecting. And as for talking to a clued-up human being on the end of a phone line, forget it.

Wouldn’t it be nice to find a car insurer who’s actually on your wavelength, who genuinely understands what it is you’re looking to insure and can generate the right policy for it? That’s what David Watson and Jae Pearse set out to create when they refocused the direction of their company, Sky Insurance, ten years ago, having previously run it as a chain of high street insurance brokers.

As Jae explains: “Sky Insurance took the decision not to use the fashionable methods of price comparison sites and call centres.

“We wanted to remain true to our roots and continue to offer our services to drivers who were not looking for the ‘stack it high, sell it cheap’ approach, and preferred brokers who were focused as much on service as they are on price. Our policies appeal to drivers with more complex insurance needs – whether their vehicle has lots of modifications or is a high-performance car, or whether they just want to speak to an insurance professional who could add value to the process of buying insurance.”

Further evidence of Sky Insurance’s zeal for all things quick and automotive is the company’s five- year sponsorship of Driftworks – the UK and Europe’s number one drifting team.

Thanks to their intimate knowledge of the market, the Sky Insurance team are able to produce tailor-made policies, not just for individual cars, but for fleets, too, whether they’re company cars or your private collection. And the company can provide trackday cover, like for like modification cover and agreed valuations.

Sky Insurance does good business with UK car clubs, too, and has a dedicated car club team – car club members receive discounts on their premiums because, as Ollie explains, “members of car clubs are generally car enthusiasts who take pride and care with their cars, which when it comes to car insurance, is music to our ears”.

As tends to be the way with companies that offer great customer service, 85 per cent of Sky Insurance’s business comes from word of mouth. Read our customer reviews on our TrustPilot page.

Performance Car Insurance Specialist? – Take The Quiz

Are you the King of the Nurburgring? For an added bit of fun, let’s see who gets the highest score (without Googling!!). Put a screenshot of your score on our or page with your name. Let the battle begin!

Performance Car Insurance For Young Drivers

Sports Car Insurance for Young Drivers

Sports cars come at a price, and it’s not the cost of the vehicle itself were referring to, it is the cost of sports car insurance for young drivers. So if you’re just shopping for a sports car or just have one already, be prepared to pay a higher insurance premium than the average driver. Performance vehicles or sports car insurance cover for young drivers is much steeper than regular run around vehicles as they are statistically more risky.

For one, they are fitted with more robust engines and can achieve high speeds extremely fast and second; most sports cars are manufactured in a foreign land such as Honda, Toyota, which makes replacement parts expensive as well. As a result, cost of repairs is generally higher compared to locally manufactured vehicles, and not to mention the cost of specialist labour. To add to this, sports cars are a thief’s delight, so the chances of them being stolen are substantially higher compared to standard vehicles.

Performance cars and young drivers in particular are a lethal combination with regards to auto insurance. Statistics indicate that drivers between the ages of 17 to 25 accounted for a third of the total road fatalities in the UK. As a result, young drivers pay a lot more for sports car insurance premiums than older motorists. Put a teenager behind the wheel of a modest sports car such as a Honda Civic, and you’re looking at a very risky affair.

Considering the risks involved with sports cars, some UK car insurance companies refuse to provide any level of cover. But we can provide you with an instant quote for a cheap deal on sports car insurance. For all the reasons above, young sports car owners and enthusiasts are viewed by insurers as highly likely to make a claim on their policies. Not only this, they are regarded as making claims that are often costlier than those who own standard vehicles.

Before getting an instant sports car insurance quote from us or buying a new performance vehicle, it’s worth noting how most sports car premiums are calculated. There are several factors taken into account when calculating premiums such as age, gender, the area you live in and driving experience among others. Insurance companies will also determine the insurance group assigned to your sports vehicle.

All cars regardless of their physical characteristics are placed into 1 of 50 insurance groups. They are classified under each group based on several factors such as rate of acceleration, engine size, cost of repairs and top speed. It goes without saying that a vehicle with a small engine that is less powerful and maintenance efficient will cost less in car insurance than a car fitted with a powerful engine that can sprint at blazing speeds.

It is important to check whether your car falls into a specific sports car group rather than assuming it doesn’t. For example, you may think that an imported vehicle from Japan will cost is less in car insurance because it has four doors and room for a booster seat, but you may be in for a big surprise when obtaining an insurance quote. Most Japanese cars are built to higher specifications than European or American car manufacturers hence may be assigned to a higher group.

There are several ways to get an affordable deal on sports car insurance for young drivers, and we generate most quotes within a couple minutes. Avoid modifying your sports car as you may need specialist car cover over and above regular sports car cover. Furthermore, insurance companies are sceptical about modification as they are unable to completely authenticate the power that lies beneath the hood of the vehicle. The original safety specs may also be compromised when a vehicle is modified, which will only result in higher costs of insurance.

The chances of theft can be minimized by installing industry approved anti theft devices such as immobilisers and alarms in your vehicle. You could also make sure that your sports vehicle is parked in a monitored space or a locked garage. If your vehicle is parked on the street regardless of the neighbourhood, the cost of insurance will be much higher.

Owing to the weather or high fuel costs of sports car, some motorists tend to drive them occasionally on weekends or during favourable weather. If this is the case, you may be able to score a lower premium by agreeing to drive only a limited number of miles annually as the less you drive, the less chances you have of being involved in a crash. We’ve provided sports car insurance for young drivers of Maseratis and Porsches and can help you get affordable cover that won’t break the bank. Get a Quote now here at U Drive Cover

High Performance Car Insurance

Call for a quote
01708 564 143

Opening hours
Mon to Thurs: 8:30am – 8:30pm, Fri: 8:30am – 7:30pm,
Sat: 9:00am – 5:00pm, Sun: 10:00am – 4:00pm,
Bank Holidays: 10:00am – 4:00pm

High performance car Insurance for UK drivers; Performance Direct is one of the UK’s leading sports car and high performance car insurance specialists. Unlike many general car insurance companies who won’t handle high performance car insurance, our extensive choice of over one hundred schemes, cheap online quotes and expert team, combine to provide a unique service.

Our business was founded on providing competitive cover for sports, performance and modified cars and we can often help when other companies can’t.

Whatever performance or sports car you drive, from Aston Martin to Ferrari, from BMW to Porsche, Performance Direct will find you the policy to match. Call us or click for an online quote.

We provide car insurance for High Performance Cars in the UK only.

High performance car insurance s pecialist, Performance Direct provide money saving insurance schemes for everything from BMW M3 to Lamborghini, Mercedes AMG C63, Volkswagen Golf GTI to Porsche 911 GT3, Audi, McLaren, Ferrari 488 GTB, TVR and Bugatti, Honda Civic Type R and more.

Optional Extras

Why choose us?

This summary is designed to help you as a guide only. For full details of the Policy Cover, Terms and Conditions then please refer to the Insurer’s Policy Wording.

Protected No Claims Bonus

A way to safeguard your no claims discount is to pay an additional amount on top of your car insurance to protect it. This means that even if you were to make a claim, yours no claims bonus would stay intact.

Important information:

No claims discount protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.

No claims discount protection allows you to make one or more claims before your number of no claims bonus years falls. Please see the step-back procedure for details.

Legal Expenses

If you are involved in a motor vehicle accident where the other driver is identifiable and is also at fault, our Motor Legal Expense policy will give you a stress free service to recover 100% of your uninsured losses. For a small cost this service will give full management of your claim from start to finish, together with legal advice, available 24 hours a day.

  • £100,000 protection for legal costs following an accident caused by someone else
  • Personal Injury Claims – keep 100% of compensation for any injuries sustained. Without this cover your solicitor may take 25% in fees
  • Recovery of uninsured losses, including your excess, loss of earnings, and any out of pocket expenses
  • 24 hour legal help line and letter writing service

Breakdown Cover

Breaking down during the course of a journey or the failure of your vehicle to start outside your home could result in the unexpected expense of paying for assistance. To avoid such cost and frustration, we recommend our Award Winning Breakdown Service offering varying levels of cover to suit your needs.

Roadside (Assistance and Recovery) + More information:

UK Roadside Assistance:

  • Help at the roadside where the breakdown occurs more than a ¼ of a mile from your home address or the normal place of garaging.
  • Recovery to a local place of repair or to a destination of your choice up to 10 miles from the breakdown
  • Message Relay service –for example a phone call to a family member, friend or colleague.
  • Caravans and trailers that are attached to your vehicle at the time of the vehicle breakdown are recovered with your vehicle, you and passengers.

UK Roadside Recovery:

All the benefits of UK Roadside Assistance plus:

  • Recovery to a destination of your choice anywhere in the UK if the breakdown occurs more than a ¼ of a mile from your home address or the normal place of garaging and the vehicle cannot be repaired by the end of the working day.
  • A relief driver if you fall ill or suffer an injury that prevents you from driving.

Homestart (Assistance) + More information:

All the benefits of Roadside Assistance and UK Recovery plus

  • Help at your home address or the normal place of garaging or within a ¼ of a mile of your home address or the normal place of garaging if your vehicle suffers a breakdown.
  • Recovery to a local place of repair if repair is not possible at your home address or the normal place of garaging.
  • Recovery to a destination of your choice anywhere in the UK if the breakdown occurs more than a ¼ of a mile from your home address or the normal place of garaging and the vehicle cannot be repaired by the end of the working day.
  • A choice of either a hire car (up to 1600cc) for 48 hours, alternative transport up to £100 or overnight accommodation up to £60 per person (to a maximum of £500) if your vehicle cannot be repaired by the end of the working day.
  • The cost of one single rail fare to enable the driver to collect the vehicle once repaired.
  • A relief driver if you fall ill or suffer an injury that prevents you from driving.

European (Assistance and Recovery) + More information:

European Assistance and Recovery:

All the benefits of UK Recovery & Home Assist plus:

  • European Cover (countries included within agreed geographical limits ) – including cover before you travel, missed Motorail connections, transporting your vehicle home and loss of use of the vehicle while abroad

If you are insuring a car on a performance car, there are five clear reasons to choose Performance Direct for your vehicle cover:

We’re an award winning independent broker with a 30 year history and a loyal dedicated team all based in our offices in Essex. With over a hundred members of staff we’re big enough to count, but small enough to care.

Because we’re independent, we search the car insurance market to get you the best motor policy – from third party policies to fully comprehensive cover. Whenever you ask for a new or renewal quote, we search a panel of up to 100 leading UK underwriters to ensure you get the best, up to the minute, market rate and the best, cheap cover.

If you need to make a claim, because we’re completely independent, we work with you, not against you, to sort everything out and to make sure your claim is paid. Whether you need to sort out a hire car or a new windscreen, our claims service is available 24 hours a day, 365 days a year.

The people who work at Performance Direct are insurance professionals enthusiasts who relish a challenge or an unusual insurance conundrum – we don’t employ call center sales staff who are only interested in the next sale.

We’re open 7 days a week and our free online quote engine for UK performance car insurance is the best, quickest and most advanced we know of (and we’ve done a lot of checking!).

Whatever your performance car, you can trust Performance Direct for the best performance car insurance cover.

Knowledgeable UK staff
Open 7 days a week

Opening hours

Mon to Fri: 8:30am – 7:30pm
Sat: 9:00am – 5:00pm
Sun: 10:00am – 4:00pm
Bank Holidays: 10:00am – 4:00pm

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