Life Insurance Types
Term Life Insurance
How can you provide for your family in the case of death? An affordable Term Life Insurance policy is your basic life insurance plan, it ensures that your beneficiaries will have a financial safety net.
Whole Life Insurance
Whole Life Insurance is the solution for those who will do whatever it takes to keep their families cared for. Our long-term insurance coverage guarantees that the death benefits are provided to your loved ones.
Universal Life Insurance
Want to put aside as much for your family as possible? Universal Life Insurance is a permanent life insurance solution that allows you to continue investing to increase the policy’s cash value. We’ll help you learn how you can increase your family’s death benefits every month.
Group (Employer Sponsored) Life Insurance
Give your employees the gift of life insurance with an employer-sponsored plan. Let us work with you to find the ideal solution to round out your comprehensive employee benefits package that includes life insurance.
Key Employee Life Insurance
If there are employees critical to the success and operation of your company, it’s worth taking out a life insurance policy for them. Our Key Employee Life Insurance policies will soften the impact caused by the death or disability of a vital member of your business.
Statistics show that one out of four of today’s 20-year olds will become disabled before they hit retirement age. What will happen to you and your family if you couldn’t work? Disability insurance can’t prevent illness or injury, but it can replace your income and provide money to pay your mortgage, rent, car loan payment. So, if you have a serious illness or injury, you can focus on your speedy recovery instead of worry about being ruined financially. If you are an employer, you can provide the same peace of mind to your team by adding group disability coverage to your employee benefits package.
Critical Illness Insurance
Concerned that your family history of cancer, heart disease, diabetes, or other health problems will be passed down to you? We can offer Critical Illness Insurance that will pay out in case you are diagnosed with a specific illness.
Long Term Care Insurance
Our Long-Term Care Insurance policies will cover the costs of long-term care (at home or in care facilities) above and beyond what is offered by Medicaid and Medicare. Let your insurance bear the financial burden of caring for an ill loved one.
Get a free insurance quote today
In this insurance company which is ran by a dynamic couple, everything is done so professionally and with integrity that I don’t want to switch elsewhere! In fact, I switched my business and a rental home plus my residence to them. They are passionate about what they do and go the extra mile to find you the best plan with the best rate. Also, my family members switched to Absolute Value Insurance, and they were treated with the same professional manner and great prices.
Thank you Serafina & Igor!
Maryam M. , West Hills, CA
I’ve worked with Serafina and Absolute Value Insurance for years and she is great. She has lots of carrier connections & always hunts for the best rates, easy to work with and turns it around very quickly — even if off hours — they’re on it.
I recommend them to all my family & close friends.
Jared G. , Santa Monica, CA
This place is so helpful! They really know what they’re doing and will work hard to get you the best rate. Excellent customer service. Very friendly and knowledgeable.