Term Life Insurance Quotes Without Personal Information
If you’ve ever tried to shop around for the best term life insurance quotes and thought, “I shouldn’t have to give out this much information to get a quote,” you’re absolutely right. In fact, many companies collect far more information than they actually need to provide you with a simple quote. Quotacy collects only the information that is absolutely necessary and then allows you to compare the best term life insurance quotes for your particular needs.
Now that you’ve found Quotacy and can anonymously run a term quote on yourself, how do you know which insurance company policy to choose? We make the process easy and you have complete control over it without alerting a pushy salesperson that you’re shopping for life insurance.
How to compare your term life insurance quotes:
Get an overall look at pricing options from multiple companies with our quoting tool by entering:
- Enter birthdate. Sharing your birthdate gets you accurate term life insurance quotes without sharing your contact info.
- Enter zip code. Life insurance products vary by state. We’ll only show you policies sold where you live.
- Enter gender. Pricing is less expensive for women than men. Women live longer than men on average.
- Click show my rate.
If you’re shopping for term life insurance quotes for another person like your spouse, enter their birthdate, zip code, and gender.
1. Test drive our quoting tool now—that’s not an image below.
2. Use the sliders to adjust your price to suit your budget.
What you’ll see after clicking “Show my rate” is your ballpark estimate for your term life insurance quotes.
Here you can see that a term life insurance policy that lasts 15 years and covers your family with $350,000 worth of life insurance will range in cost from approximately $15 to $46 per month based on standard rates.
Simply adjust our pricing sliders to increase (or decrease) your coverage amount or length of coverage to target a price that fits your budget.
3. Answer a few simple health questions to get accurate term life insurance quotes today.
Answer four simple health questions to estimate the cost of protecting your family with more accuracy.
This next step is important as it gets your quoted price spot-on two-thirds of the time without you having to talk with a life insurance agent on the phone. Easy, right!
Thousands of variables affect the cost of term life insurance, but the following are the four most common factors:
- Height/weight. This variable is one of the biggest factors in life insurance pricing.
- Tobacco usage. Cigarette usage results often in smoking rates. But, if you enjoy the occasional cigar, daily Nicorette, pipe, or chewing tobacco, you may be considered for non-smoker term life insurance rates with some companies.
- Heart health. Blood pressure and cholesterol medications are common prescriptions, and your readings matter. Luckily, if your condition is under control, some carriers still give you the best rates because you take your medication.
- Family history. Are you in perfect health and run marathons for fun? Well, even if you are a specimen of health, your pricing can be adjusted upward if your parents or siblings have died or have been diagnosed with heart disease, diabetes, or cancer younger than age 60.
After entering this health information, you can have confidence that the term life insurance quotes shown to you on Quotacy will be close to what your life insurance company will offer you after you complete your application online.
Can I still adjust my pricing further? Yes!
If you wish to move your quoted term life insurance price up or down, play with our quoting tool’s sliders to adjust your policy options to your budget:
- Increasing your coverage amount (slide right) ups your price.
- Increasing your coverage length (slide right) ups your price.
The opposite is also true:
- Decreasing your coverage amount (slide left) lowers your price.
- Decreasing your coverage length (slide left) lowers your price.
It’s pretty easy to explore the right mix of coverage amount and length to suit your budget needs.
After adjusting your sliders in our quoting tool to your satisfaction, you’ll be shown your policy options from multiple life insurance companies with their ratings, along with your estimated pricing.
4. Compare term life insurance quotes without having to shop around.
It’s easy to compare affordable term life insurance quotes today at Quotacy.
Free Instant Life Insurance Quotes
Click on the Compare Now Button to Get Your Term Life Coverage Quotes Online Without Personal Information.
FAST, FREE, AND ACCURATE!
Without online technology, this would be impossible. Our online quoting system allows people to shop many of the highest rated life insurance companies at one time. Unlike many other websites we do not require personal information in order to generate an instant life insurance quote. In the past people would have to meet with multiple insurance agents in order to compare insurance rates, or worse, only meet with an insurance agent who only represents one insurance company.
Life Insurance Quotes – Instant and Free
(NO EMAIL – NO PHONE – NO ADDRESS REQUIRED)
*For a Permanent: Whole Life or Universal Life Insurance Quote select “To Age 121 Level (No Lapse U/L)”
How To Get Instant Term Life Insurance Quotes Online Without Personal Information
Are you searching the internet for obtaining your instant term life insurance quote and want to go for a good quote comparison but aren’t willing to share your personal information at the same time? There’s nothing wrong in keeping your information private and making sure it isn’t sold to a whole bunch of insurance carriers. Here’s your complete guide to getting term life insurance quotes online without personal information.
RISK FACTORS ASSOCIATED WITH SHARING PERSONAL INFORMATION FOR GETTING INSTANT TERM LIFE INSURANCE QUOTES
It seems to be quite a troublesome job to generate term life insurance quotes online without providing personal information, but doing otherwise has got several risk factors. Most people don’t know when looking out for a quote that the websites are fabricated to collect their data and sell the same as a lead to various insurance agents.
A large number of individuals looking to get insured are not willing to meet an insurance agent in person or visit a company office, which in turn, has made the idea of generating leads for selling policies an advancing business in itself. Browsing through a few simple quotes online can end up in your cellphone ringing off the hook. Some agents not only call at random hours, but also send unwanted text messages as they get paid for a great insurance lead wherein someone applying for online life quotes agrees to be contacted.
Be extremely careful when you are submitting any kind of contact information such as your address, mobile number or email while browsing for free instant insurance quotes on the internet. This might make you unknowingly agree to someone bothering you with constant insurance sales calls right from the moment you click the submit button.
ACQUIRING TERM LIFE INSURANCE QUOTES WITHOUT PERSONAL INFORMATION
It is very much possible to acquire insurance quotes without giving any personal information, while keeping things quite general. Some life insurance quote providers, such as Pacific Insurance Group do not ask for any of your sensitive personal information when offering you a life insurance quote.
Client privacy and protection of your confidential information is undoubtedly the most important thing. Trusted services often ask you to enter limited and basic information to get an accurate quote, but don’t require you to divulge sensitive data like your Social Security Number, passport number, credit card numbers, license number, bank account numbers etc.
Pacific Insurance Group will ask you to answer some of the most simple questions to get an indication of your health and lifestyle.
These questions are :
- Your state of residence
- Your current health conditions by letting you choose between Preferred Plus (exceptional health), Preferred (excellent), Regular Plus (above average), and Regular (average)
- Are you a smoker and/or use tobacco?
- Your gender
- Your date of birth (if not wanting to put in your exact birth date, you can enter it any where between 6 months of it)
- The type of policy and years of coverage you are interested in
- Your desired coverage amount
WHY YOU NEED TO SPECIFY YOUR AGE AND APPROPRIATE AMOUNT OF POLICY COVERAGE
When it comes to generating accurate instant term life quotes, it is extremely necessary to enter your correct date of birth to establish the right age. Mostly, insurance carriers consider an individual’s age or nearest age, which implies that your insurance age is determined by how much closer you are by 6 months either to your next age or current age. You can also change the date you were born by a few days, in case you are not willing to specify your exact date of birth to receive an instant life insurance quote.
Secondly, it’s one of the most essential things to determine the right coverage amount to be totally sure that the policy meets your requirements and doesn’t leave you majorly under insured. Usually, people don’t provide the perfect death benefit amount required by their families to substitute their annual income for the next 20-30 years.
What you need to do is buy a coverage amount that’s about 10 times your current annual salary. But, there are times when even this calculation won’t perfectly fit your financial needs for a long period. So, to make things even more accurate, add up any loan debts or mortgages, your monthly expenses, educational or other expenses, as well as any other taxes you want to avoid burdening your dependents with.
This will give you a better picture of the actual amount of coverage that your insurance quote provider needs to offer. An added advantage of following the aforesaid criteria is that if your quotes end up being much higher than the affordable, you can remove certain things from your total amount and settle for a much reasonable premium.
EASY-TO-GET ANONYMOUS LIFE INSURANCE QUOTES
Anonymous life quotes are very general and are quite easy to get. They don’t require any detailed personal information in order to compare several different quotes from the top listed life insurance providers available in your state or to look out for a desired amount of coverage you seek for your beneficiary. The key is to give out the most basic answers to a few simple health-specific questions and you can obtain a quick estimate of what the policy might cost you.
Pacific Insurance Group takes pride in the fact that we follow industry best practices in protecting our client’s information and helping them secure the future for their loves ones. Calling us today at (425) 246-4222 and having a quick conversation with one of our skilled life insurance agents is all you need to get the right term life insurance quote. And yes, you can also obtain free online quotes without entering personal information on our website.
IMPORTANT BENEFITS OF OBTAINING ONLINE LIFE INSURANCE QUOTES
Life insurance is not a luxury anymore. In fact, everyone is looking for affordable life insurance in this day and age. Although no one likes to think of his/her own death, we all have to face it at a certain point in time. Your untimely death can leave your loved ones in a tight financial situation which can seriously impact the quality of their lives. That’s why it is important that you obtain an online life insurance quote.
Obtain Immediate Quotes From Multiple Institutions
Obtaining quotes from multiple agencies is not possible without online technology. In fact, in the good old days, you would have to call several insurance agencies in town and give all of them your details and obtain separate quotes. After that, you would have to set up interviews with each of these companies to go through each policy and determine the benefits of the policies. Then only, you would have to narrow down your options and choose the right company on the market. The process is quite time-consuming and would take several days to complete. Today, online technology helps you to send your information to multiple agencies through a single entry form. You can get life insurance quotes from all these agencies within seconds.
No Hassle In Scheduling In-Person Appointments
The last thing you want is to schedule an in-person appointment with an insurance agent to find the relevant information you require. You are already busy, and you would not have the time to listen to a sales pitch from an agent. No one wants an insurance agent to pressure him or her to buy a policy that may not be the best choice for him/her. Buying life insurance is a decision that you need to make carefully by taking your time. That’s where an online life insurance quote comes in handy.
Get an Online Insurance Quote Without Using Your Own Personal Information
Looking for a guide on how to get an online insurance quote without divulging any personal information? The fact is, you likely won’t have much luck finding what you’re looking for because auto insurance quotes are based on personal information like where you live, the car you drive as well as details like your driving and insurance history.
Anonymous Car Insurance Quote
Online insurance quotes are only as accurate as the information provided. The good news is that only the information needed to give you your quotes is requested. No unnecessary questions are asked. It typically takes as little as 5 to 10 minutes on InsuranceHotline.com to get online insurance quotes and with your details you may see there’s an opportunity to save money; on average, InsuranceHotline.com shoppers save $700 after shopping their car insurance rates.
The reasoning behind why you may not want to use personal information may be as simple as the following, but there are also reasons why you need not worry:
“I’m uncomfortable giving out any personal information.”
“I don’t remember exact details.”
If you don’t know exact dates or details, your best estimate will do. If you can’t remember the month when you got your licence, or the month when you got that ticket or were involved in that accident, pick a month that makes the most sense.
Alternately, you can look for documentation within your own records (like previous insurance policies) or request a Driver’s Licence History/Driver’s Abstract from the Ministry of Transportation in your province.
“I don’t want my current insurance company to see that I’m shopping around online for new insurance. What if they increase my rates!?”
We do not share your information without your consent. Your information is safe and secure, and your rates will not increase just because you’re shopping around online. The only way your current insurance company will know that you are shopping around online for new auto insurance is if you tell them—and even if you do, they can’t raise your rates for it.
Getting Started: Let’s See What’s Asked When Getting a Quote
In terms of how much personal information is actually required to get an online auto insurance quote, it’s actually minimal in comparison to signing up for a loyalty card or Facebook account.
The following are a few of the details you’ll be asked about if getting an Ontario auto insurance quote; however, the questions are similar if you’re elsewhere in Canada.
First, we’ll ask you about the type of vehicle you drive.
Then, you will be asked about your License Information, as well as your Driving History. This is where you may have to do some digging around in the memory banks but remember: the more accurate you are, the more accurate your quote will be.
Next on the list is a page regarding things like Discounts and Free Optional Services.
On the final page, you’ll see the lowest rate available through our network of over 30 insurance providers based on the information you’ve provided. If it’s a rate that will help you save money, we’ll be happy to introduce you.
That’s it! It’s as simple as that. Not only is the process safe and secure, it’s quick, easy and FREE. Compare quotes with InsuranceHotline.com and start saving today!
Here’s what our customers are saying:
“Very simple, straightforward and user-friendly. Your website is a very useful starting point when it comes to shopping around for insurance rates. Thanks!” – Marion Oggel from Nepean, Ontario
“I just used InsuranceHotline.com and saved about $1,000 between home and car!” – Tracey from Tottenham, Ontario
“According to these lower quotes, I can save over $400 by changing companies with the new car I am considering.” – Helen Matsos from Toronto, Ontario
How to Get Health Insurance Quotes Without Giving Personal Information
Compare affordable Health Insurance plans and save money.
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You may be wondering if it’s possible to get health insurance quotes without providing personal information. You may have even tried this approach, using fake names and bogus information in a mad dash to skip as many informational boxes as possible. But the important question to consider, is not whether or not you can get health insurance pricing without divulging some personal information, but should you? Health insurance quotes require at least some personal facts specific to the person seeking coverage in order to be accurate. While it is possible to get health insurance quotes without personal information, it is unlikely the quote will be true. Whatever time savings is achieved in skipping those boxes is quickly lost when the information returned is not specific to the person.
Insurance Quotes Without Personal Info
If your goal is still how to get health insurance quotes without personal information, let’s talk about what personal information might be required. Most online sources will not accept a query without some basic contact information, including:
- Email address
- Phone number
- Zip code
- Age or date of birth
- Tobacco use
While insurance companies cannot adjust pricing based on your sex, they can factor age, location, and tobacco use into the cost. Premiums for older individuals can cost as much as 3 times more than what a younger person might be required to pay. The older the individual, the more likely he or she has serious health conditions. Similarly, people who use tobacco products are more likely to have or develop certain health ailments. This results in higher premiums for those who have, or continue to use, tobacco.
Finally, location is a factor for several reasons. There are state to state variations in cost due to state regulations, competition, and the cost to do business. Furthermore, be it due to climate, certain cultural influences, or the availability of healthy eating options, populations in some regions of the country fair better than others, in terms of health conditions. Whatever the cause, people who live in the same area tend to share similarities in their risk profiles.
We’ve now discussed what questions are mandatory when getting health insurance quotes without personal information. But what if I told you answering just a couple of optional questions could open up a world of savings? If you want to know if you qualify for any government subsidies, you must provide answers to two additional questions. What is the number of household members, and what is your annual household income? Your answers to these two question can help determine if you qualify for a premium tax credit that lowers the monthly cost of your insurance plan.
HealthMarkets offers lots of assistance to those seeking health insurance quotes without personal information (though we’ll be able to help you the most if you choose to share that information). We operate independently of insurance companies and the government, and offer non-biased advice. We provide access to thousands of plans, since we have access to over 180 insurance companies nationwide. We can provide subsidy information, and can help save you money. This service comes at no cost to you, and our best price guarantee* ensures you won’t find a lower price anywhere else for a plan we offer. Simply put, HealthMarkets helps to provide the best protection, at the best price!
Contact HealthMarkets today for more information!